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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19394 reviews)

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4.93

Based on 19,394 reviews, last reviewed 20th Apr 2026

105600% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

From beta to loyalty Been a loyal customer since their early beta accounts. Have tried and do try every new service or product they release. Love to recommend this bank wh... Read more Reviewed on: 20th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19394)

Easiest way to organise finances

The app is seamless and even just using the free plan I've benefitted greatly. The UI enables me to organise my money and day-to-day expenses easily and has changed the way I save and spend in my early 20s. Reviewed on: 24th January 2022

I love Monzo!

Monzo's changed the way I look at money, I really do love it. Instant visibility of my money, separating my money with Pots and an easy-to-use app. It just feels like the way money should be! Reviewed on: 24th January 2022

The best!

The visibility I have over my money and the tools that come at standard make Monzo the best. They make money and banking accessible. Reviewed on: 24th January 2022

Best bank

I’ve been using Monzo as my main account for years and it’s works best for me around my lifestyle. Reviewed on: 24th January 2022

Excellent online bank

Making money management easy Online app simple to use No need to wait with get paid early feature Zero fees when spending abroad Organise cash into saving pots Reviewed on: 23rd January 2022

Perfect for the modern era

Monzo is fast, reliable, offers a great suite of products. All this in an app. Gone are the days of needing to find time and pay for parking just to visit a bank if you need to. Customer service is great and they have a community they interact with, where they also preview future features coming and listen to feedback. Reviewed on: 23rd January 2022

Great bank for the modern, customer-centric world

Sleek and slick in engaging customers and offering mobile friendly banking Reviewed on: 21st January 2022

Good features and always improving

The app has some great features included, like budgeting and instant notifications and it’s really friendly to use. Monzo is always improving and I can’t wait for the year ahead! Reviewed on: 21st January 2022

I love Monzo

Best bank I have ever used. Long may they continue as I never want to go back to legacy banking ever again. Monzo is so much easier and the customer service is excellent. Getting my salary early is a god send. I love the pots especially the bill pots, I can manage my money far better. Can’t recommend Monzo enough. Brilliant Reviewed on: 20th January 2022

Amazing app

Love the Monzo banking allows me to keep on top of my finances and love the ability to sort things through pots! Reviewed on: 18th January 2022

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