Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,426 reviews, last reviewed 8th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Always easy to use. Always easy to use. App is very user friendly. Language clear and understandable Reviewed on: 8th July 2026
Gavin P's avatar
Gavin P

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Monzo Current account reviews (19426)

just so convenient!

5
Monzo takes all of the effort out of baking for me. It’s helped me manage all of my finances in a really simply and logical way. The effort is very low on my end, which is so rare for a bank. I love my Monzo account and my only frustration is that I didn’t open one earlier! Reviewed on: 24th January 2022
ScottishUser91's avatar
ScottishUser91

Easy to travel

5
Monzo takes the worry out of traveling abroad as its very simple to use when abroad. Reviewed on: 24th January 2022
Mini Jnr's avatar
Mini Jnr

Easily the best

5
Have been with Monzo since 2016 and always improving and truly consumer focused. Reviewed on: 24th January 2022
Anil Toraty's avatar
Anil Toraty

Such a pleasant experience

5
Everything about Monzo is a pleasure to use, especially the features such as shared tabs, payment links, and even just sending and receiving money from people. The account feed is so clear and useful, there’s never any mystery about what, why or when a payment has been or will be made. Reviewed on: 24th January 2022
Ashley's avatar
Ashley

Lots of useful features

5
I love all the features they have including the spending tracker which is amazing for clearly being able to see how much money you actually have to available to spend Reviewed on: 24th January 2022
ChrisJ402's avatar
ChrisJ402

Great

5
A great bank that has some amazing features that let me handle and manage my money better. Reviewed on: 24th January 2022
Jack's avatar
Jack

Perfect.

5
A joy to use, makes everything quick and easy. Reviewed on: 24th January 2022
Lee Smith's avatar
Lee Smith

Best bank

5
I love Monzo! I love how I can manage pots and payments between pots. Its amazing that I can get cash in any cash machine without extra fee. Payments are going one second. Brilliant notifications and very nice rounds up option. Reviewed on: 24th January 2022
aleksandrs.bubliks@gmail.com's avatar
[email protected]

My main bank and never looked back

5
I've used Monzo since 2017 and made them my main account as soon as it was possible. They've lead the way with modern day banking with real time notifications, clear budgeting tools and very fast customer service Reviewed on: 24th January 2022
Victor Nyambe's avatar
Victor Nyambe

Easy to use

5
Easy to use and great service, would definitely recommend to anyone Reviewed on: 24th January 2022
Keiran Burden's avatar
Keiran Burden

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Flex Purchase credit card

    from Monzo 4.90 from 3186 reviews
    Monzo

  • Under 16s account

    from Monzo 4.89 from 945 reviews
    Monzo

  • Investments

    from Monzo 4.86 from 1145 reviews
    Monzo
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill