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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,426 reviews, last reviewed 8th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Always easy to use. Always easy to use. App is very user friendly. Language clear and understandable Reviewed on: 8th July 2026
Gavin P's avatar
Gavin P

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19426)

Easy to use

5
Everything is just simple and easy to use with Monzo, the app is great to use and features like pots are helpful. Reviewed on: 24th January 2022
Owaisy's avatar
Owaisy

Managing money doesn't feel like a chore anymore

5
I used to hate budgeting or having to do anything which involved interacting with my bank. That all changed when I got a Monzo current account - the app is so intuitive and engaging, and I don't have to wait in line or listen to call centre hold music - everything is answered within the app. With Monzo, banking feel almost enjoyable! Reviewed on: 24th January 2022
Ben Fowler's avatar
Ben Fowler

Brilliant banking but not perfect

4
I’m a big fan of Monzo, it felt like they were the catalyst for technical advancement in an archaic industry. For the first time in my life it feels like I’m not constantly being manipulated and tricked to pay unnecessary charges and their system feels transparent and helpful. Support is prompt and human. Lots of useful tools and features. I do, however, have a couple of minor gripes, the user interface of the app feels awkward, it was updated some years ago and it lost its intuitive structure. I’ve watched people new to Monzo struggle to get a hang of moving between pots and accounts. I’ve also received numerous emails selling loans only to he told at the first stage of application that being self-employed means I don’t have a regular income which is untrue and a very dated way of looking at employment status. This seems at odds with their forward thinking in every other area. Reviewed on: 24th January 2022
Daniel's avatar
Daniel

So easy to use

5
Great app, great feedback & presentation of my finances. Does everything I need in a bank with no hassle Reviewed on: 24th January 2022
Alan Layng's avatar
Alan Layng

Great service, great app

5
Had the app for about 4 years now; recently bought a home and needed to use my legacy accounts for some of the process and was amazed how far worse the rest of the industry still is. Reviewed on: 24th January 2022
Ayomi Igandan's avatar
Ayomi Igandan

Simple and to the point

5
It doesn't offer useless features, just what's needed Reviewed on: 24th January 2022
Arturs's avatar
Arturs

Built for customers

5
Been with Monzo since 2016, loved the journey from challenger to leader. Clear strategy to provide the best banking experience possible. Reviewed on: 24th January 2022
p.obeirne92@gmail.com's avatar
[email protected]

Fantastic bank, 10/10 would recommend

5
Great company, amazing app, no issues, constantly bringing out new features. Love it, keeps banking interesting, safe, and helpful! Reviewed on: 24th January 2022
Max Wilson's avatar
Max Wilson

Easy to use and secure

4
Using the Monzo app makes spending and tracking money easy and look great. Features like the payment notifications and locations keep me confident my account is secure and using the account abroad is so easy. Reviewed on: 24th January 2022
Nathan Catley's avatar
Nathan Catley

Best bank going

5
The app is fantastic and has better features than the high street bank I also use. Looking to fully switch over at some point in the future Reviewed on: 24th January 2022
Vikki's avatar
Vikki

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