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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19394 reviews)

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4.93

Based on 19,394 reviews, last reviewed 20th Apr 2026

105600% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

From beta to loyalty Been a loyal customer since their early beta accounts. Have tried and do try every new service or product they release. Love to recommend this bank wh... Read more Reviewed on: 20th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19394)

A fantastic modern bank

Great user experience and fantastic customer service Reviewed on: 24th January 2022

Monzo just works

The end to end experience with Monzo is fantastic - the simplicity, the communication, the functionality - it just all works.. thank you to everyone at Monzo for delivering what banking should have been for a long time Reviewed on: 24th January 2022

Amazing

So easy to use, so easy to get support. Why isn’t everyone on Monzo??! Reviewed on: 24th January 2022

Best by far!

Easy, Simple, Fun, Understanding and the best for someone of my age of 27. Reviewed on: 24th January 2022

Monzo changed my outlook on personal finance

Changing banks to Monzo has been the single biggest change to the way I treat personal finance. The ability to see real time notifications and fence off money for specific things in pots are my favourite features to help manage my finances and goals. Modern banking done right. Reviewed on: 24th January 2022

Exciting banking

Superb app, puts me absolutely front and centre of MY banking, it’s shocking how refreshing this is! Everyone needs Monzo in their lives. Reviewed on: 24th January 2022

Brilliant app driven experience, new features helping me out month-to-month

The app has always been great, but Monzo Flex is great for helping manage my bank balance too. Reviewed on: 24th January 2022

Awsome features, modern bank of future.

Awsome features, modern bank of future. Reviewed on: 24th January 2022

Fast, easy to use with great features

Makes budgeting, sharing the bill and loads more really simple to use. Reviewed on: 24th January 2022

Great service

App does everything you need, good facilities, quick customer service Reviewed on: 24th January 2022

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