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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19394 reviews)

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4.93

Based on 19,394 reviews, last reviewed 20th Apr 2026

105600% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

From beta to loyalty Been a loyal customer since their early beta accounts. Have tried and do try every new service or product they release. Love to recommend this bank wh... Read more Reviewed on: 20th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19394)

Easy, effective banking

No fault in my 3 year time with the bank! Quality app, service and products. Only thing missing I would say, is; Just need to offer a cheaper Apr on your loans and possibly offer a "Monzo Credit Card"? Reviewed on: 24th January 2022

Best app, easiest to use bank

I've been a fan of Monzo since the early days. Perhaps other neobank competitors provide more features or more competitive rates, Monzo's app is the most friendly one out of all, and I trust the brand to keep my money in good shape. Reviewed on: 24th January 2022

Amazing ease of use

Monzo bank has been amazing from day one, helping budgeting and managing my money! Reviewed on: 24th January 2022

Best bank ever!

Monzo has completely changed my life in terms of budgeting and managing my money. Before Monzo, it was so hard work managing money across different bank and savings accounts, whereas with Monzo I can put all my bill money into a bill pot so I know exactly how much money I have to spend for that month, life changing! Reviewed on: 24th January 2022

Just easy

Everything is just so easy. Completely changed my approach to banking. Reviewed on: 24th January 2022

An excellent bank and excellent service

Everything within Monzo is quick, simple and intuitive with a support staff who are always on hand to help. After using the Monzo account for the last 2 years and recently using another banking app to manage a credit card, the other bank was extremely clunky and confusing. This solidified my choice as Monzo being not only the best, but the easiest to use banking application. In addition, the features that Monzo offer are unparalleled against any other bank out there at the moment. Reviewed on: 24th January 2022

Monzo is amazing!

Excellent bank with great features and customer service. Their app is great and really helps with budgeting and saving. Reviewed on: 24th January 2022

Ethical and efficient

A great current account from an ethical company that provides a very efficient service through the phone app. Reviewed on: 24th January 2022

Best bank not on the High Street!

Straight forward great banking experience. Great customer service available. Never had an issue would recommend to everyone and I usually do! Reviewed on: 24th January 2022

Simply the best

The complete package. Never been happier with a bank. They give me everything I need, and things I didn't think I did but turn out super useful. Reviewed on: 24th January 2022

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