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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,426 reviews, last reviewed 8th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Always easy to use. Always easy to use. App is very user friendly. Language clear and understandable Reviewed on: 8th July 2026
Gavin P's avatar
Gavin P

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19426)

A simplistic breath of fresh air.

5
For years I was using a traditional brick and mortar bank and everything was so complicated. Monzo has changed my life in how simple it is to manage my money. No more do I have to use a card reader to make a £5 transfer Reviewed on: 24th January 2022
Joe Fordsham's avatar
Joe Fordsham

Easiest Banking In Years

5
Monzo is by far the easiest to do almost all banking needs. Everything is super user-friendly and feature-rich. Reviewed on: 24th January 2022
Jordan Walster's avatar
Jordan Walster

Everything is spot on

5
The app is great and Monzo are constantly making it more user friendly through updates. Getting things sorted is always quick and easy Reviewed on: 24th January 2022
Josh Martin's avatar
Josh Martin

Amazing

5
They are amazing and are the best bank I have used. Reviewed on: 24th January 2022
James White's avatar
James White

Best customer service.

5
Banking is already a pain at the best of times but when you’re dealing with the team at Monzo they make it easy and somehow even fun! Truly a great bank and I couldn’t see myself banking with anyone else. Reviewed on: 24th January 2022
Daniel Magee's avatar
Daniel Magee

Best banking app

5
Monzo's modern mindset reflects in their app which is just the best, from design to feature set Reviewed on: 24th January 2022
Alessandro Sartori's avatar
Alessandro Sartori

Brilliant for young adults

5
Monzo has definitely helped be save my money better than any other bank I've used. Its so easy to put money away in separate pots for different things. The round ups feature and the savings targets help me towards realistic savings goals. Reviewed on: 24th January 2022
Jasmine Phenna's avatar
Jasmine Phenna

Simple and easy

5
Monzo has really helped me keep track of my finances, understanding exactly where im spending through simple language and by being aesthetically pleasing too. I have opened a savings pot with roundups and am amazed by how much i save, keeping my target in mind whilst being able to personalise in my own way. Reviewed on: 24th January 2022
Shauna Rose's avatar
Shauna Rose

The perfect account

5
Its the perfect account for anyone busy on the go. The app is easy to use and navigate with all the information required at your fingertips. Reviewed on: 24th January 2022
addwal's avatar
addwal

Never looked back

5
Simple, intelligent and instant banking that makes me feel more in control of my money. A modern bank that focuses on building solid tools and features that take the guesswork out of tracking where your money gets spent. A fantastic app, great customer service and solid technology foundations. Reviewed on: 24th January 2022
Jamie Edwards's avatar
Jamie Edwards

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