Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,426 reviews, last reviewed 8th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Always easy to use. Always easy to use. App is very user friendly. Language clear and understandable Reviewed on: 8th July 2026
Gavin P's avatar
Gavin P

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Monzo Current account reviews (19426)

Exciting banking

5
Superb app, puts me absolutely front and centre of MY banking, it’s shocking how refreshing this is! Everyone needs Monzo in their lives. Reviewed on: 24th January 2022
James's avatar
James

Brilliant app driven experience, new features helping me out month-to-month

5
The app has always been great, but Monzo Flex is great for helping manage my bank balance too. Reviewed on: 24th January 2022
George Proudfoot's avatar
George Proudfoot

Awsome features, modern bank of future.

5
Awsome features, modern bank of future. Reviewed on: 24th January 2022
Voidity's avatar
Voidity

Fast, easy to use with great features

5
Makes budgeting, sharing the bill and loads more really simple to use. Reviewed on: 24th January 2022
Christopher Nethercott's avatar
Christopher Nethercott

Great service

5
App does everything you need, good facilities, quick customer service Reviewed on: 24th January 2022
Jason Pacey's avatar
Jason Pacey

Easiest way to organise finances

5
The app is seamless and even just using the free plan I've benefitted greatly. The UI enables me to organise my money and day-to-day expenses easily and has changed the way I save and spend in my early 20s. Reviewed on: 24th January 2022
George Driscoll's avatar
George Driscoll

I love Monzo!

5
Monzo's changed the way I look at money, I really do love it. Instant visibility of my money, separating my money with Pots and an easy-to-use app. It just feels like the way money should be! Reviewed on: 24th January 2022
Jack Cully's avatar
Jack Cully

The best!

5
The visibility I have over my money and the tools that come at standard make Monzo the best. They make money and banking accessible. Reviewed on: 24th January 2022
Benjamin Davey's avatar
Benjamin Davey

Best bank

5
I’ve been using Monzo as my main account for years and it’s works best for me around my lifestyle. Reviewed on: 24th January 2022
Kenny's avatar
Kenny

Excellent online bank

5
Making money management easy Online app simple to use No need to wait with get paid early feature Zero fees when spending abroad Organise cash into saving pots Reviewed on: 23rd January 2022
Claire Russell's avatar
Claire Russell

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Flex Purchase credit card

    from Monzo 4.90 from 3186 reviews
    Monzo

  • Under 16s account

    from Monzo 4.89 from 945 reviews
    Monzo

  • Investments

    from Monzo 4.86 from 1145 reviews
    Monzo
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill