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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,425 reviews, last reviewed 8th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Banking Done Right I’ve had a good experience using Monzo as I originally joined for the perks when spending abroad. The app’s easy to use, and tracking spending is clea... Read more Reviewed on: 8th July 2026
KRM's avatar
KRM

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19425)

Satisfied

5
Satisfied.My first uk bank and using the most. Reviewed on: 15th April 2021
Asif khan adnan's avatar
Asif khan adnan

Great bank

5
Very easy to use. Had no problems at all. Reviewed on: 15th April 2021
Sandra Dingle 's avatar
Sandra Dingle

Makes budgeting and saving effortless

5
Great customer service, super user friendly app and makes budgeting a doddle. Never been so engaged in my finances than I have been since moving to Monzo! Reviewed on: 15th April 2021
jackholder's avatar
jackholder

Great so far

5
By far the best so far , way better than RBS ect Reviewed on: 15th April 2021
Mike Simpson's avatar
Mike Simpson

Straight Forward, Honest, Banking

5
Monzo make everything easy, let you know what's going on and why, and are generally brilliant. The app is fantastic. Reviewed on: 15th April 2021
Sambino13's avatar
Sambino13

Best help ever

5
I reached a very low point financially and Monzo was my saviour. Reviewed on: 15th April 2021
Hilary James's avatar
Hilary James

Always easy to use.

5
I have been using Monzo in the UK and Spain for more than 2 years. Never a problem, the app is great. Reviewed on: 15th April 2021
Pablo Barrientos's avatar
Pablo Barrientos

My Bank - made for me not the bank

5
super app, easy to manage money - I have saved so much money as I can see where I am putting it. I love how easy it is to use and still has security checks that make me feel safe. Reviewed on: 15th April 2021
Natalie Evans's avatar
Natalie Evans

Best app

4
Just a great app that is so much better than big four banks and great customer service. Reviewed on: 15th April 2021
Andrew's avatar
Andrew

The best bank, period.

5
There is simply nothing I would use a high street bank for, that Monzo doesn't offer - right at my fingertips. Reviewed on: 15th April 2021
Big4Auditor's avatar
Big4Auditor

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