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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19385 reviews)

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4.93

Based on 19,385 reviews, last reviewed 18th Apr 2026

105150% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is class. Monzo is class. So simple yet so effective. Reviewed on: 18th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19385)

Best bank

Always helpful. Live chat always available. Simple and effective, everything you could possibly ask for & more! Reviewed on: 15th April 2021

Best option for bank

I've had monzo for nearly 2 years, was best choice I've made switching banks, so many options to help save money, easy system to use. Help has always been quick and prompt. I've already had 5 people open a monzo account due to my review to them. Reviewed on: 15th April 2021

Modern, slick, user friendly

I’ve been with Monzo for many years now and have been happy with the product throughout. The instant notification of transactions to my phone is great for fraud limitation and to know how much direct debits etc will be. The getting paid early feature is always useful. No need to visit branches and queue or to have to hang on the phone for hours. Reviewed on: 15th April 2021

Great banking service, everything is instant

Great banking service, everything is instant Reviewed on: 15th April 2021

Simply the best!

Monzo’s in-app budgeting tools are a game changer and, I n my opinion, best in the industry! Reviewed on: 15th April 2021

Monzo good services and safe

I used monzo more than 1 years.I'm also suggest for my friend Reviewed on: 15th April 2021

Great bank. Easy to use.

I love Monzo because it helps me to easily keep track of my spending. I love being able to put money in different pots too. Reviewed on: 15th April 2021

Super easy to use!

Best bank I have banked with. The savings pots are amazing and you can keep track fully of your outgoings and income. Reviewed on: 15th April 2021

Great company and an even better Bank..

The functionality flexibility of the app service is second to none and which increases responsible spending and your financial awareness when it comes to your money. The transfer & payment process is undoubtedly the easiest and most simple. My initial attraction was the ease of use when travelling and spending abroad and I look forward to my future with Monzo. Reviewed on: 15th April 2021

A bank that places user's and their needs at the heart of what they do

Monzo's excellence in truly placing users first is the model to follow for the entire industry . Their example has thrown the mere lip service of legacy banks to 'excellent customer service' into sharp relief. Reviewed on: 15th April 2021

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