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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19387 reviews)

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4.93

Based on 19,386 reviews, last reviewed 18th Apr 2026

105200% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I didn’t know I needed Monzo, until I got Monzo. I didn’t know I needed Monzo, until I got Monzo. EVERYTHING is there. Customisable. App that opens in Millie seconds. Great tech. All you need, right ... Read more Reviewed on: 18th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19387)

Feels understood

What banking has needed to do for years. So helpful to anyone who needs direction and help to budget. All universities should promote Monzo. Reviewed on: 15th April 2021

My Thoughts From Multiple Countries - Monzo Outshines Them All

I've had the displeasure of using multiple banks across multiple countries. No bank has ever been great, they've all made life difficult and seem like they don't really care about you.. Until Monzo. Monzo have always been absolutely fantastic. From the outset, setting up an account was a breeze. I landed in the country on a Sunday at 5am, by that Tuesday at 3pm I had my card and was logged into my shiny new account. Anytime I've ever needed assistance, it was ridiculously easy to get help from a real person. No automatrons that don't understand what you say or type, no endless loops of "I'm sorry, I don't understand, please try again" The few occasions I have run into fairly serious issues with my card details being skimmed and fraudulent transations, Monzo has swooped in and helped resolve my issues and had a new card shipped out. (Related sidebar, the speed at which Monzo can ship out a new card is just about unbelievable in comparison to others) I've recommended Monzo countless times to colleagues who move to the UK, and they're always impressed at how easy dealing with Monzo is. My only criticism of Monzo is that they haven't launched in Australia, which means when I do eventually move home, I need to go back to dealing with horrible banks that make you want to bang your head against a wall repeatedly. (If you read this Monzo peeps, please, please launch in Australia! I don't want to go back to the 'others') Reviewed on: 15th April 2021

Love Monzo!!!

Monzo is absolutely brilliant. The app is so easy and straight forward to use. It has great features that help you to see where your money is going and it’s so simple to set up different savings pots. It’s just a pleasure to use. Reviewed on: 15th April 2021

Everything you need from a bank and more

An excellent bank, really easy to use, slick and mobile Reviewed on: 15th April 2021

Complete Control at my Fingertips

Title says it all really. Really great customer service, absolutely no issues with anything. Only thing that could be improved is the deposit and withdrawal limit (monthly) Reviewed on: 15th April 2021

It was so good

Hot coral loveliness, money management for dummies. Love it Reviewed on: 15th April 2021

Easy and saving goes through the roof

Without Monzo I'd have never been able to save for my first home. Saving was fun with the Appets. 100% recommend Reviewed on: 15th April 2021

It just makes sense!

Everything in the Monzo app is just so well laid out, it makes sense and is easy to navigate. There is nothing confusing or difficult It makes me feel in control and I love the little pots of money that I can add to separately (and take out) Reviewed on: 15th April 2021

Hassle free, fun banking

I've been using Monzo for a few years now and I absolutely love them. They have all the features that make banking hassle free and convenient and have actually made banking, dare I say, fun? Everything runs seamlessly and customer services are so quick to respond. The only reason they don't get 5 stars is just because I would like to see all their investments go 100% ethical and green. If they did that, they'd be completely perfect in my eyes! Reviewed on: 15th April 2021

Hassle free fair priced

Until I discovered monzo I was incurring rip off charges weekly Reviewed on: 15th April 2021

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