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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19385 reviews)

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4.93

Based on 19,385 reviews, last reviewed 18th Apr 2026

105150% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is class. Monzo is class. So simple yet so effective. Reviewed on: 18th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19385)

Monzo are a great, friendly bank

I have been using Monzo for several years to split my savings and outgoings. Monzo offers a great service and their customer help advisers are always very helpful! Reviewed on: 15th April 2021

as bright an idea as their bank cards

Simple to use... helped me keep a better handle of my money... trust me that was no easy feat Reviewed on: 15th April 2021

Excellent App

The best smartphone banking app out there bar none. Reviewed on: 15th April 2021

Superbly simple but functional

Super easy to use, provides great overview to keep control over your finances, lots of budgeting options. No issues when getting a mortgage. Reviewed on: 15th April 2021

Great bank!

What i love most about monzo is their monzo.me link! Reviewed on: 15th April 2021

Brilliant bank that helps me to budget and save

Love Monzo. The app is amazing, intuitive and does everything you want. The pots are really handy and help me to budget and save. Notifications when spending is good and the security checks make you feel safe. Really pleased with it - just got a teenage daughter who wants an account too now - would be a great account for teenagers to learn about budgeting and saving. Reviewed on: 15th April 2021

Very helpful and quick to respond

Always respond to emails very quickly and very easy to use account. Reviewed on: 15th April 2021

Great Bank - Amazing Service

The product is brilliant, modern and whilst gimmicky at times does deliver. Service is excellent and when something goes wrong, the text support day or night makes sure you don’t worry any longer than is necessary. This hasn’t been my experience with other banks! Reviewed on: 15th April 2021

Amazing bank

Better than the high street - modern and functional and everything you want in a bank! A bank for the 21st century no one else has moved with the times! Reviewed on: 15th April 2021

Fantastic

I love every aspect of Monzo Banking Reviewed on: 15th April 2021

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