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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Easy peasy lemon squezy

5
Just as the banks should be. Customer support is beyond (above) the scale. Reviewed on: 14th April 2021
H's avatar
H

Monzo best bank ever

5
Monzo best bank ever. Stopped using barclays for you lot Reviewed on: 14th April 2021
Nick Cooke's avatar
Nick Cooke

Excellent banking provider

5
Monzo meets all my banking needs with an attentive and friendly customer service staff, clear and open banking, easy to use abroad and generally consistently positive experiences Reviewed on: 14th April 2021
Jack Brown's avatar
Jack Brown

Evolved Banking

5
I have found with the older so-called "more established" banks, that even when launching a new line or product they are still mired deeply in an attitude now very much attributed as last century, with some so stymied they're practically Victorian in their mindset. Monzo is in my opinion the evolution of banking. Its approach isn't even "dangerously new" or "untested", as there have been several "online banks" and other "new look" banks that have popped up in the first 21 years of this century. Some are even still around and are slowly learning the proverb "fools rush in whilst wisdom watches carefully" Monzo is evolved bank that's not only learnt to fly, leaving the giant dinosaurs of the "branch-based" age behind. it's also learnt an almost effortlessly manner of doing it by paying great attention to the stains on the rocks below. Reviewed on: 14th April 2021
Dave King's avatar
Dave King

Monzo

5
Best bank by far. I’ve used quite a few banks for my business and monzo is the best by a mile, A++++ Reviewed on: 14th April 2021
Rob Story's avatar
Rob Story

Excellent customer focussed bank

5
My old bank never introduced new features, starting with Monzo was amazing to see all the things that were possible when a bank cares about the customer experience Reviewed on: 14th April 2021
Craig's avatar
Craig

Brilliant

5
Services provided are great. Customer service is excellent, efficient and customer focused. Reviewed on: 14th April 2021
Elli Young's avatar
Elli Young

Changed my financial life

5
If you are after a digital bank then this is the one for you, I couldn't recommend it more even if I tried. i hope it grows further and more people come on board and reap the benefits Reviewed on: 14th April 2021
Achchuthan's avatar
Achchuthan

Best

5
Excellent service. no fees easy to use app Reviewed on: 14th April 2021
dottyshouse73@yahoo.com's avatar
[email protected]

Mondo the go anywhere fee free alternative

5
Mondo is an excellent banking option a real alternative to the monopoly of high street banks who are not interested in their customers they are only interested in profits and annual bonuses MONZO a breath of fresh air Reviewed on: 14th April 2021
colinchapman394@gmail.com's avatar
[email protected]

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