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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19236 reviews)

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4.93

Based on 19,236 reviews, last reviewed 7th Apr 2026

98150% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

The best online banking you can get The best online banking you can get Reviewed on: 7th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19236)

Simple banking

Switched over after some silly mistakes from Nationwide and never looked back, smart app for banking which even lets you save up with pots! On top of the online service is great, quick response times and did I mention the sweet card you get as well!? Monzo is the best there is, no gimmicks just simple banking. Reviewed on: 13th April 2021

Best money management tool

Monzo has helped my family and I manage our finances with ease. From being able to quickly put money aside for savings, to sorting our funds to pay for bills. They are LOADs of cool and EASY ways to manage your money. I’m always recommending monzo to friends and family. I even find their customer service better the high street banks and there service is online! Reviewed on: 13th April 2021

The Best

Very convenient and a great way to save Reviewed on: 13th April 2021

Perfection bank

Monzo is fast bank my monzo account fantastic Reviewed on: 13th April 2021

Best Bank by far.

I currently use five banks worldwide, but Monzo is by far the easiest and best, and is the one I use for my day to day banking. Reviewed on: 13th April 2021

Best user experience!

The only bank that actually makes banking easy and fun while keep it extremely professional. Reviewed on: 13th April 2021

Never let me down

Whether it's the zero fees when using abroad, the handy money pot feat,re summary billing. As a self employed/sole trader., this really has been an invaluable resource for my own accounting Reviewed on: 13th April 2021

A modern, promising approach to banking

I am very happy to use Monzo as main/current account. Reviewed on: 13th April 2021

Awesome bank!

Monzo's features have helped me save money for some important life milestones, and their app and customer service have been excellent. Been with them since early beta and super happy with them! Reviewed on: 13th April 2021

Very helpful throughout

Good customer service and always there to help. Reviewed on: 13th April 2021

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