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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Have changed my banking experience for the better

5
I love Monzo so much, they have changed my banking habits for the better. I could not recommend them highly enough! Truly a revolution in the banking sector Reviewed on: 14th April 2021
Tarryn Volker's avatar
Tarryn Volker

Very Good for international payments

5
I'm very happy because I pay less fee (than my bank) to send international payments. I hope that one day Monzo will let their customers to receive international money. Reviewed on: 14th April 2021
Gabriella 's avatar
Gabriella

Changed my financial life

5
Before I joined Monzo I was overdrawn and owed money to several credit companies. 3 years later I have no debt and more than £10k in savings and investments. Monzo makes managing my finances easier and more enjoyable - I would highly recommend to everyone Reviewed on: 14th April 2021
Munro Allan's avatar
Munro Allan

Best British bank

5
Having used Monzo since it was a charge card, they have just gotten better and better. As soon as they had their banking licence, i switched my banking to them and there hasn’t been a moment I’ve regretted. Their service levels are second to none, they engage well with customers and have really innovative features. My wife and colleagues have all switched now and agree that there’s no better bank than Monzo. Reviewed on: 14th April 2021
Clark's avatar
Clark

Easy to use app

5
Banking has never been so enjoyable. The app is so easy to use and the lsit of benefits are getting longer all the time. Reviewed on: 14th April 2021
Joshua Stephenson's avatar
Joshua Stephenson

Great and so easy to use

5
The perfect bank. My biggest dislike about other banks and their apps was the update on balance could take 3 days without a reserved amount being displayed, and then one day it would just all go. With Monzo, I get a confirmation of payment and the balance update sometimes before the person at a shop says 'yes, all done'. And a load of other benefits of quick money transactions, savings pots etc, etc. Everyone should use Monzo! Reviewed on: 14th April 2021
Monika Ratniece's avatar
Monika Ratniece

Life changing banking

5
Monzo has helped me go from being on a debt management plan to bring able to save in just short of 2 years it has literally saved my life Reviewed on: 14th April 2021
Jodie Williams-Wakes's avatar
Jodie Williams-Wakes

Whats not to love about Monzo

5
Fast, friendly reliable service that is nothing like what’s on the high street Reviewed on: 14th April 2021
Christian Walker's avatar
Christian Walker

The best bank out there!

5
Have always had excellent customer service with Monzo, great features for saving money, moving money around and budgeting. Have recommended it to everyone I know! Reviewed on: 14th April 2021
Zenouska Ramchunder's avatar
Zenouska Ramchunder

Top quality features

5
Best features in a bank by a mile. Way ahead of the traditional high street banks, who are years behind and still trying to play catch-up with making their own copies of standard monzo features Reviewed on: 14th April 2021
Laurence's avatar
Laurence

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