Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19236 reviews)

View other Monzo products

4.93

Based on 19,236 reviews, last reviewed 7th Apr 2026

98150% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

The best online banking you can get The best online banking you can get Reviewed on: 7th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19236)

great banking app

I can always see what's coming in or going out it's great and then I know what's left and never b been a problem and sending money is so quick and easy Reviewed on: 14th April 2021

Great bank, great service, I recommend.

Bank with quick and easy access, all transactions are made in a matter of seconds, I am happy to be part of the Thank you very much. Reviewed on: 14th April 2021

Awesome Bank All Round

I use Monzo all the time, everywhere I go. Reviewed on: 14th April 2021

Monzo for life

Never had a problem with my banking, easy and simple access to my account, customer service is reliable and quick, the app is beautiful. Love it Reviewed on: 14th April 2021

The future of personal banking

The ease with which day to day banking can be conducted via Monzo draws embarrassing comparisons with the likes of HSBC who's online experience has barely changed in 15 years. Their relentless focus on the user experience when combined with white-label financial products is the future of personal banking. I want to see an ooen-banking enabled credit card, with the customer service fronted by Monzo next Reviewed on: 14th April 2021

Best bank in the world

There is something refreshing about Monzo - brave enough to throw out the norms of the old and design their products for real world problems, I just dig the way they do things. Keep being cool Monzo. Reviewed on: 14th April 2021

So easy to use !

I had a problem with my account , it was sorted straight away . Very very happy with them! Reviewed on: 13th April 2021

Service

Very reliable and easy to use. Reviewed on: 13th April 2021

Diplomat

It’s been 2 years, it’s the best bank Reviewed on: 13th April 2021

The bank of the future, now

Great features without the archaic legacy baggage of a ‘traditional bank’. Truly customer focussed in features and simplicity. Reviewed on: 13th April 2021

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Platinum Current Account
from TSB 3.54 from 20 reviews
Current Account
from Clydesdale Bank 3.61 from 61 reviews
Current account
from Handelsbanken 5.00 from 5 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Under 16s account
from Monzo 4.98 from 932 reviews
Flex Purchase credit card
from Monzo 4.97 from 3120 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub