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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

21st century banking

4
With simple features like a kerching when you receive money they provide simple enjoyments. Plus there are so many other cool benefits that mainstream banks are only just starting to tap into. These are things such as: the ability to attach receipts to a transaction at the time you buy things; categorise transactions, add tags to each transaction, round up the pennies into savings, have separate pots for different costs to support budgeting, have a percentage meter on your savings goals, send and request money through a text, say thank you to people who send you money, split bills, move money based on the weather or your location etc. through IFTTT; or even just Set spending limits for the month to help you budget. There’s so much monzo do that other banks just haven’t considered. They’re truest looking at bringing banking into the 21st century to match how people actually use and need to use money going forwards. I just wish you could take a photo of your cheques like you can with HSBC! Reviewed on: 14th April 2021
Dannii Blain's avatar
Dannii Blain

Support has definitely got worse but the app is improved

4
I've used Monzo for years now as my main current account. Mortgage paid out of it, couple of house moves no problem. The app regularly gets updates and looks modern and clean. Support is hit and miss. It's not live chat, more like an internal email that you wait for. Canned responses and transfers to different departments ruin the support experience. Luckily things very rarely go wrong to contact support in the first place Reviewed on: 14th April 2021
robsug's avatar
robsug

Easy and the modern standard

5
Banking as it should be. Sleek and fast with on hand support. The easiest way to split bills in the UK. The smoothest sign up. Reviewed on: 14th April 2021
Mike F's avatar
Mike F

Full Monzo- Best move ever

5
I was rubbish at saving and always running out of money before my next payday but monzo helped me so so much by the way payments are shown and how you can schedule payments and set up ways to save ie. round up the pennies Reviewed on: 14th April 2021
Elaine McGovern's avatar
Elaine McGovern

Great Bank never looking back

5
Have been with monzo for a few years, I became full monzo mid last year and it had made managing my money so much easier. Earlier this year I moved our joint account over to monzo and it’s made life a lot easier. Just wish other banks were the same . Reviewed on: 14th April 2021
AndrewK's avatar
AndrewK

Easy to use and effective

5
Never had a bad experience with monzo. I've even managed to save money through using monzo. Reviewed on: 14th April 2021
Jenny 's avatar
Jenny

love it

5
great experience easy to use superb for privacy Reviewed on: 14th April 2021
michael's avatar
michael

Great bank

5
I have saved so much money since using monzo, I was really bad at saving money now I have saved £1000! Reviewed on: 14th April 2021
Danielle Connor's avatar
Danielle Connor

Monzo is amazing

5
Gives you full control over your money, I've gone from constantly playing catch up on bills and missing direct debits to saving over 500 per month in under a year. Couldn't recommend more! Reviewed on: 14th April 2021
Elisha Elisha's avatar
Elisha Elisha

Great bank!

5
I love Monzo, you get notifications when anything leaves your bank, you can pop money away really easily in to the pots and organise your finances at the touch of a button. Very modern banking that should be standard across the industry. One downfall is they do not have cheque image processing, once they have that I will not need no other bank account active! Reviewed on: 14th April 2021
Emma Marshall's avatar
Emma Marshall

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