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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Great Service

5
Simple and very upfront. I really like the simplicity of the offering. Reviewed on: 14th April 2021
John Clark's avatar
John Clark

Simple and secure online banking

5
I love my monzo card and  the app, using them together  I feel safe and secure in the way I manage my day to day spending with instant transaction updates and budgeting. Reviewed on: 14th April 2021
Richard Emin's avatar
Richard Emin

User Friendly

5
Monzo is so easy to set up and use. You can see exactly where your money is going and can send money to friends and family easily. It has many useful features - money pots, round up and I found it excellent when we used to be able to travel abroad! Reviewed on: 14th April 2021
Mrs M's avatar
Mrs M

Really supportive and great communication

5
I have had a couple issues in my account and the swiftness and efficiency the Monzo staff have, is very admiral and effective in solving an issue Reviewed on: 14th April 2021
Jessyoshun's avatar
Jessyoshun

I like this Bank

5
Everything is good and works well Reviewed on: 14th April 2021
Mr. Volodymyr Levchenko's avatar
Mr. Volodymyr Levchenko

Best banking service

5
I love everything about Monzo. I literally recommend it to everyone. Customer service is also the best I've ever experienced in any financial institution Reviewed on: 14th April 2021
Lola Sobodu's avatar
Lola Sobodu

THE Best British Bank

5
Amazingly easy, completely hassle free and intuitive! More of what you’re great at please! Thank you Reviewed on: 14th April 2021
J K's avatar
J K

Simple, reliable, consistent

5
Really easy to use app, friendly team members when making contact, relatively quick replies and always resolve issues quickly. Feel much more modern and human than my other banks Reviewed on: 14th April 2021
Lewis's avatar
Lewis

Amazing

5
I've had a total of 4 different accounts now and Monzo is by far the best one I've ever had. The range of extras they offer is amazing, even on the free account. I have no intentions of switching banks again in my life. Monzo offers it all so why would I ever switch? Reviewed on: 14th April 2021
Kaylee Louise Wright's avatar
Kaylee Louise Wright

Best bank ever

5
Banking made at his best the simplicity of banking at evels way above all the others Banks Reviewed on: 14th April 2021
Donovan Woodend's avatar
Donovan Woodend

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