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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

An enjoyable bank to use who are leading the banking market

5
I throughly enjoy using Monzo as my main bank, the use of pots helps me decide how and where my money gets put to use. Reviewed on: 14th April 2021
Felix Northover's avatar
Felix Northover

Excellent

5
Very good , excellent customer service and very good overall Reviewed on: 14th April 2021
phill.leahy@icloud.com's avatar
[email protected]

Banking 2.0

5
Completely changed how I manage my money. Leaves other banks in the dusk. Very easy to see where my money is going and the pots functionality allows me to save money for specific items which is fantastic. Reviewed on: 14th April 2021
stephendryden's avatar
stephendryden

It has made my life easier.

5
A bank that considers the customers first and builds from there. Always helpful, always easy. Keeps getting better. Reviewed on: 14th April 2021
Anthea's avatar
Anthea

Modern, flexible and easy-to-use banking

5
I switched fully to Monzo a couple of years ago as my old High St bank wasn't keeping up with the digital age, still charged for use abroad and required annoying keypads for security... Monzo solved all those problems whilst also making saving more productive, communicating properly and having a great diversity and accessibility ethos. Big fan! Reviewed on: 14th April 2021
Dan's avatar
Dan

Monzo is the BEST

5
Easy to use UI which is miles ahead of any other mobile banking app Reviewed on: 14th April 2021
jordanmurphy01@hotmail.co.uk's avatar
[email protected]

A more accessible bank

5
Banking with Monzo gives me the means and tools to better manage my money, make transfers and be aware of my spending. You only have to look at what the "more established" banks are doing in response to know that they're doing something right. Reviewed on: 14th April 2021
James Dowell's avatar
James Dowell

Great customer service and innovative

5
Monzo is the best banking experience I've had. I admit that I was slightly wary of an app only bank but the customer service is brilliant responding really quickly and without needing to sit queueing on the phone. But it's the way they've led with being able to use the bank app to budget properly, categorise payments, create pots to save money and many other ideas. Other banks are starting to copy which shows how Monzo was leading the way. A very happy customer. Reviewed on: 14th April 2021
Anders's avatar
Anders

Best bank account there is

5
Full Monzo since 2018. And have no regrets, to the contrary I actually am finding banking to be fun! Who would have thought?! Reviewed on: 14th April 2021
Saad Mahbub's avatar
Saad Mahbub

Best bank I've used. Ever

5
I think I've been with Monzo for over 3 years now and wouldn't look back, it's so simple to set-up and use. I personally love the cash pot system, where i can have multiple pots to save for, say, my daughter's birthday or a day out somewhere. I Love Monzo Reviewed on: 14th April 2021
Chadgazi1's avatar
Chadgazi1

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