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Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19218 reviews)

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4.92

Based on 19,218 reviews, last reviewed 7th Apr 2026

97250% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Easy to use and great service Easy to use aboard. Easy to transfer money to people. Simple to use. Great service. Reviewed on: 7th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19218)

Great stuff

Great range of functions and options available on monzo. Everything you need is on the app and is self explanatory. Don’t think I’ve quite enjoyed banking as much as I do now with monzo! Reviewed on: 13th April 2021

Bank of now

Old banks don’t compare. Monzo customer care is amazing and easy, great features, years ahead of traditional banks. Reviewed on: 13th April 2021

Great app

An amazing app with all the features I need. Clearly puts the customers first Reviewed on: 13th April 2021

Excellent

Account opening is too easy and everything is thing Reviewed on: 13th April 2021

So easy to use

I can't believe how way it is to use the app Reviewed on: 13th April 2021

Modern banking

Introduces to it by my daughter. I don’t like change. I’m not good with technology but since using monzo I have found it easy to use, great at helping me save, I feel more in control of my money, easy to speak with someone, great to use the card abroad. Modern day banking at its best. I love it. Reviewed on: 13th April 2021

Never had a single issue with Monzo best bank I have ever been with

Never had a single issue with Monzo best bank I’ve ever been with Reviewed on: 13th April 2021

Simplifying Life

Monzo has transformed how I do my daily banking. Everything I need to do is in the palm of my hand making it simple to deal with my finances and simplifying my life. Here are my top three features that I love with my Monzo account. 1 - Bills Pot - This has transformed how I monitor my monthly expenditure, as I can create a pot that specifically pays my bills, the money is kept separately from my everyday spending money, putting me fully in control of my spending. 2 - Savings Pots - these are fantastic, and I use them on a regular basis to save for specific items such as holidays and larger purchases. I also have a pot that saves change from any spends that I have and I use this for subscriptions such as Spotify and Apple Music. 3 - Virtual Cards - this is an excellent feature that I often use, this is a debit card that is saved on my mobile for online purchases without having to give my actual debit card details. These details are secure within the Monzo app. Reviewed on: 13th April 2021

Easy

Easy for me to understand easy easy easy easy easy Reviewed on: 13th April 2021

Great banking experience.

Easy to use app and amazing customer service. All you need with maximum simplicity. Reviewed on: 13th April 2021

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