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Monzo: Current Account reviews

4.92
Based on 17,221 reviews, last reviewed 8th Jul 2025
98% decrease in 5 star reviews
in the past 90 days
94% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Simply the best banking app and best bank. Simply the best banking app and best bank....period!. Wotks as it should...you can use your banking on a weekend too. Monzo is simply the best Reviewed on: 8th July 2025
David M's avatar
David M

Latest lowest rating:

1

Terrible, unreliable and disorganised customers serv... Terrible, unreliable and disorganised customers service. I do not trust them! Reviewed on: 28th May 2025
Sol 's avatar
Sol

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current Account reviews (17221)

So easy to understand and use

5
Very easy to use always someone to talk to if you have a problem Reviewed on: 13th April 2021

nice app

5
nice app and features, savings features, and budgeting tools. Reviewed on: 13th April 2021

Fabulous

5
When ever there is a problem, which there are not many they are dealt with really quickly Reviewed on: 13th April 2021

Magnificent Monzo

5
Simply can’t fault them, they have revolutionised my budgeting and expenditure. Love their app, love the ease of use and they are legends!! Thank you Monzo. Reviewed on: 13th April 2021

Bank of the future!

5
Monzo unlock banking potential by bringing everything they possibly can to the table. I switched from my high street bank and have never looked back. The functionality, development and customer support are all outstanding! Reviewed on: 13th April 2021

Great app, customer service and fantastic to travel UK and EU with

5
Very happy to have only had a Monzo account while living and working in the UK. Reviewed on: 13th April 2021

Friendly & Efficient

5
Any contact I’ve had with Monzo has been efficient friendly and concise, banking with them is super easy and their innovative approach to banking is far beyond those of the high street banks Reviewed on: 13th April 2021

Monzo bank is great

5
So far it been ok with me it’s ok with my direct debits and they remand me on my account infos, and if I don’t have money in my account before my direct debits come through they will let me know Reviewed on: 13th April 2021

Changed how I see money

5
Monzo has helped me to redefine how I see my money, from dividing cash up into pots to save for occasions and rainy days to really breaking down where all the pennies go. It’s not often I’d say I’m grateful to a bank but they really understand what people want to see from their financial institutions. Reviewed on: 13th April 2021

Great bank easy to use

5
Love being with monzo so helpful and very quick replies to any questions you may have Reviewed on: 13th April 2021

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