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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Efficient, reliable and easy to use.

5
The Monzo app and customer service is great. I've used it since 2018 and I'm happy with the expierence. Especially how easy and intuitive it is to use it. Reviewed on: 14th April 2021
Karolina's avatar
Karolina

Monzo

4
I really like the monzo account i have been with them over a year now, I've never had a problem an i have recommended friends Reviewed on: 14th April 2021
Jackie Hughes's avatar
Jackie Hughes

A really great and passionate bank

5
I really love using my Monzo account, it really does help me to keep up on top of my money and in control of what I do day to day Reviewed on: 14th April 2021
kennc05's avatar
kennc05

Best ever!!

5
Absolutely fantastic bank!! Quick and simple to use,and on the rare occasion I've needed to contact them,their rapid replies have always sorted out my issues.I honestly cant reccomend Monzo enough.Brilliant,10/10 all day lomg. Reviewed on: 14th April 2021
Mark O'Brien's avatar
Mark O'Brien

Customer focused

5
From the ability to pay for stuff abroad to how they were determined to assist during a chargeback dispute to the ease of using their account. Monzo puts customer's first. Reviewed on: 14th April 2021
Adam's avatar
Adam

Amazing

5
I absolutely love monzo and all the perks that come with it! I will never use another main bank again! Reviewed on: 14th April 2021
Lauren Gillan's avatar
Lauren Gillan

Monzo is the best bank!

5
I've been using Monzo since I moved to the UK 2 years ago and I love how easy it is to track my spending, set up savings accounts, manage payments, and pay friends. It's a great bank with an awesome app. Very user friendly! Reviewed on: 14th April 2021
MsLoyel's avatar
MsLoyel

Banking Simplicity

5
No hassle and free banking. Banking simplified. Reviewed on: 14th April 2021
leegopaul@yahoo.co.uk's avatar
[email protected]

I luv the interaction

5
Monzo is my second bank account, but is becoming my first choice. I might just have to transfer all my banking transactions to them. I love my Monzo account. My account allows me to manage my money without effort, and the fact that I receive indications of my incomings and outgoings almost immediately, means I know that my money is safe. Thank you Monzo! Reviewed on: 14th April 2021
Robert Garlick's avatar
Robert Garlick

Great Bank very helpful

5
So wonderful to use on holiday and Christmas, shopping, Reviewed on: 14th April 2021
Don's avatar
Don

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