Smart Money People Logo

Monzo: Current Account reviews

4.92
Based on 17,221 reviews, last reviewed 8th Jul 2025
98% decrease in 5 star reviews
in the past 90 days
94% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Simply the best banking app and best bank. Simply the best banking app and best bank....period!. Wotks as it should...you can use your banking on a weekend too. Monzo is simply the best Reviewed on: 8th July 2025
David M's avatar
David M

Latest lowest rating:

1

Terrible, unreliable and disorganised customers serv... Terrible, unreliable and disorganised customers service. I do not trust them! Reviewed on: 28th May 2025
Sol 's avatar
Sol

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current Account now

Help others make smarter decisions by sharing your own experience. Write a review

Monzo Current Account reviews (17221)

Have loved Monzo since day 1

5
I’ve been with Monzo since it was still a travel card I topped up and I was a ‘Beta’ user and I’ve honestly never looked back. Such a fan! Reviewed on: 13th April 2021

Easy to use

5
Shared with family and friends and makes shared bills and nights out a lot easier Reviewed on: 13th April 2021

The best online bank that meets all your requirements.

5
Super user friendly app. You don’t need to search for anything, it’s all there easily accessible! Reviewed on: 13th April 2021

Revolutionised my banking

5
Made my finances completely transparent which has helped me get out of my debt from uni and to a point of buying a house Reviewed on: 13th April 2021

Best Bank

5
Been a Monzo customer for over 3 years and it is my main bank; wouldn't bank anywhere else. Reviewed on: 13th April 2021

Super easy and user friendly!

5
I have used monzo for many years now and have so far recommended to lots of friends and family who have also found it completely brilliant! So user friendly and makes saving so much easier being able to create pots and pay from pots too! Also much better interest rates on saving pots than other banks which is amazing! Reviewed on: 13th April 2021

Excellence all round

5
The absolute pinnacle of British banking. Fast, competent support, amazing features to help manage your money. Reviewed on: 13th April 2021

Best bank

5
This is the easiest bank I have ever dealt with I just love it Reviewed on: 13th April 2021

Perfect in every way

5
Always willing to help through their in-app customer service. Reviewed on: 13th April 2021

Fantastic bank

5
My favourite bank!!!This bank is literally the BEST!!!!The app is OUTSTANDING please!!!! Reviewed on: 13th April 2021

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Contents insurance

    from Monzo 5.00 from 2 reviews
    Monzo
  • Under 16s account

    from Monzo 4.95 from 411 reviews
    Monzo
  • Flex Credit Card

    from Monzo 4.95 from 2511 reviews
    Monzo
    View all products