Write a review

Monzo: Current Account reviews

Name: Current Account
Rating: 4.93 (17221 reviews)

View other Monzo products

4.92

Based on 17,221 reviews, last reviewed 8th Jul 2025

98% decrease in 5 star reviews

in the past 90 days

94% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Simply the best banking app and best bank. Simply the best banking app and best bank....period!. Wotks as it should...you can use your banking on a weekend too. Monzo is simply the best Reviewed on: 8th July 2025

Latest lowest rating:

1

Terrible, unreliable and disorganised customers serv... Terrible, unreliable and disorganised customers service. I do not trust them! Reviewed on: 28th May 2025

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current Account now

Help others make smarter decisions by sharing your own experience.

Write a review

Monzo Current Account reviews (17221)

Great UX and amazing security

Love the app, customer service and security Reviewed on: 13th April 2021

Great Experience

It's so easy to bank with Monzo. Being able to sort out your problems through their chat function has been a life saver many times. I can't think of going back to a traditional bank. Reviewed on: 13th April 2021

Accessible, contemporary, convenient

A super convenient bank, not only easy to use and access but innovative with really useful tools such as reporting and sharing tabs with friends. Everything is fluid, quick and easy and hassle free. Love this bank. Reviewed on: 13th April 2021

What do I love about Monzo? It's a whole bank in my pocket.

The Monzo app is gimmick free but offers everything I want from a bank. Easy access to my balance, clear and easy to use payment setup, linking to other accounts, the ability to separate my balance into pots which helps me to budget and also a clear spend planner so I can easily see where all my money is going. That's what I love about Monzo, my whole bank is in my pocket and I can do everything I need to be able to do without ever having to step into a branch or spend hours on the phone to customer support. Just look at their loan management functionality - never before have I ever had so much control over a loan before. - Brilliant stuff Monzo. Reviewed on: 13th April 2021

Helped me grab my spending by the horns

Monzo's budgeting tools allowed me to keep a track of my spending like no other. It's thanks to them I managed to start my journey in saving for a house Reviewed on: 13th April 2021

Brilliant

Monzo changed my life. I didn't really care about banking before and felt a real disconnect between "banking" and it felt really inaccessible. Reviewed on: 13th April 2021

Best bank

Easily the best bank ive ever used hands down. "How likely is it that you would recommend Monzo to friends/family?" My entire family are now on it Reviewed on: 13th April 2021

Only bank I would actually talk about and recommend

So easy to use and never goes down. The exchange rate abroad is the best I can find. I got Monzo premium and the card alone makes you feel great but all the extra perks are incredible and helpful. I like that I can track my credit and I am provided with ways to improve it and what I'm doing wrong. Reviewed on: 13th April 2021

It's perfect!

Love Monzo it's perfect for my needs! Reviewed on: 13th April 2021

Refreshingly Customer- centric

Quick, easy, great user experience. I use Monzo as my main account as every aspect of the user journey is focused on the best customer service Reviewed on: 13th April 2021

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Account
from Revolut 4.92 from 80100 reviews
FlexPlus
from Nationwide 4.01 from 321 reviews
Select Account
from NatWest 4.53 from 707 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 2 reviews
Under 16s account
from Monzo 4.95 from 411 reviews
Flex Purchase credit card
from Monzo 4.95 from 2511 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub