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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Very reliable

5
The experience I have had with Monzo has been great .. getting an early payment, notifications for my direct debits and so much more . Reviewed on: 14th April 2021
Izuchukwu njoku's avatar
Izuchukwu njoku

The best UI and the easiest to share tabs

5
Have been using Monzo as my main bank account years now. I love the way I can separate spending. I have a pot for my bills and rent. The most convenient thing is that we can easily share the link for arranging colleagues who leave the company gifts or when we used to go out and split the bill. I totally recommend it as being the best option at the moment. I have tried all the other similar apps as well but I like Monzo's user interface more. It is more intuitive, and it feels safer too. Reviewed on: 14th April 2021
Nikos Vasileiadis's avatar
Nikos Vasileiadis

Love this bank

5
So convenient - and how I want to access and manage my money. Reviewed on: 14th April 2021
Ann Marie's avatar
Ann Marie

Easy, no nonsense banking

5
Reliable,easy and accessible. Great communication and quick responses. Security is amazing, scam prevention was quickly resolved. Best bank iv ever had. Reviewed on: 14th April 2021
Jo's avatar
Jo

Amazing

5
Moving to a new country and needing basic banking was amazed by the ease of opening a bank account! Thank you Monzo Reviewed on: 14th April 2021
Jannie Schoeman's avatar
Jannie Schoeman

Monzo is the best!

5
So easy to use, safe and transparent. Great for travelling and transferring money too! Love my Monzo. Reviewed on: 14th April 2021
Kristen Neillie's avatar
Kristen Neillie

Easy Every Day Banking

5
Great decision to join up to Monzo. The app is super easy to use and has amazing functions to allow for everything I could possibly need to monitor my transactions. I particularly like the saving pots and of course the funky card colour!!! Reviewed on: 14th April 2021
Sharon Hughes's avatar
Sharon Hughes

Fab bank, so easy to use

5
Having accounts with 4 different banks (including ISAs and savings), Monzo is just the absolutely easiest to use in every way. Everything is so quick to do, and if there are any issues or questions they are incredibly quick to respond and helpful. I love all of the features in the app, and how easy it is to set money aside for specific things. I can not recommend Monzo enough, the only reason I don't exclusively use them is because of useful benefits, e.g. insurances, cashback etc, provided by the other banks Reviewed on: 14th April 2021
Bemsey's avatar
Bemsey

Always surprisingly accommodating.

5
Simply wonderful service. On several occasions have gone above and beyond the call of duty. Thank you, this accolade would be very well deserved! Reviewed on: 14th April 2021
Andrew At Drukama's avatar
Andrew At Drukama

Great

4
The only thing i would change is the amount that you can deposit every month Reviewed on: 14th April 2021
Julie haywood-dawson's avatar
Julie haywood-dawson

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