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Monzo: Current account reviews

4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Best bank around

5
Monzo is truly the best bank around, their app is second to none. Reviewed on: 14th April 2021

Fantastic easy banking

5
I have been with monza for 2 years now and it helped me understand money and manage money better with its simple to use pot system Reviewed on: 14th April 2021

Everything you could want and need

5
I've had nothing but a smooth enjoyable time at Monzo, there are no hidden surprises. It's so straight forward to use and there is constant assistance and guidance on hand. Phenomenal bank when you need it. Reviewed on: 14th April 2021

Love monzo

5
Monzo is sooo easy to use and I love how much you can organise your money Reviewed on: 14th April 2021

The easiest banking - for everything

5
30+ years with high street banks, 2+ years with Monzo ... will never go back. It's fast, easy, puts me in complete control and in a way that works for me. Reviewed on: 14th April 2021

Modern banking

5
I’m able to now controlled how I use and spend my money. Thank you Monzo! Reviewed on: 14th April 2021

An amazing easy to use bank

5
Monzo has been great for budgeting and keeping track of my finances. It has helped with splitting transactions with friends and family. Some of the new features including salary sort and pay from pots have been so helpful. When you have an issue the staff are so helpful and make it so simple to get support. Reviewed on: 14th April 2021

Monzo is a friend

5
Never before banking was so friendly, helpful, easy to use and caring. Reviewed on: 14th April 2021

Simple. Hassle free

5
Online banking with no dramas. Yet when help is needed quick to respond and very efficient. Reviewed on: 14th April 2021

Great app. Good support..

5
Everything you need from a bank. Reviewed on: 14th April 2021

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