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Monzo: Current account reviews

4.92
Based on 19,143 reviews, last reviewed 3rd Apr 2026
93550% increase in 5 star reviews
in the past 90 days
1800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

I’ve had such a great experience with Monzo. I’ve had such a great experience with Monzo. The features genuinely help you make the most of your money without it feeling overwhelming. The savings... Read more Reviewed on: 3rd April 2026
Jeannie's avatar
Jeannie

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026
Cristianl's avatar
Cristianl

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19143)

We love monzo

5
Helped me and my partner be more organised and more in control of our outgoings. We love monzo and have all our family on it too Reviewed on: 13th April 2021

Very efficient

5
Very smart bank, very efficient and transparent Reviewed on: 13th April 2021

The Future of Banking

5
I use Monzo as my main banking account and would not have it any other way. It’s completely changed my relationship with and my control over my finances. No more jumping through hoops like with more traditional banks either. Super easy to access, manage your money/account and contact the team. :) Reviewed on: 13th April 2021

Great

5
The app works very well and the overall service is very good. It's a shame it's not in other countries yet. Reviewed on: 13th April 2021

great

5
Was better in the past when the service are better and more free services. With the axe on some free service, it lost its selling point Reviewed on: 13th April 2021

Brilliant

5
Easy user interface, excellent and useful tools which break down spending and allow to split money into pots. Excellent customer service too Reviewed on: 13th April 2021

5star bank

5
Monzo is the future of banking! Reviewed on: 13th April 2021

Quick, efficient and very user friendly

5
Absolutely no problems at all with Monzo. They are superb !!!! Reviewed on: 13th April 2021

Awesome- recommend to EVERYONE

5
Absolutely love Monzo. From trips overseas, tube in London, saving pots, quick updates, amazing customer service Reviewed on: 13th April 2021

No fuss No nonsense!

5
Am not very good with “tech” but Monzo is very easy to use Reviewed on: 13th April 2021

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