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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Awesome Bank All Round

5
I use Monzo all the time, everywhere I go. Reviewed on: 14th April 2021
Margo Gantner's avatar
Margo Gantner

Monzo for life

5
Never had a problem with my banking, easy and simple access to my account, customer service is reliable and quick, the app is beautiful. Love it Reviewed on: 14th April 2021
Gabriel Kochen's avatar
Gabriel Kochen

The future of personal banking

5
The ease with which day to day banking can be conducted via Monzo draws embarrassing comparisons with the likes of HSBC who's online experience has barely changed in 15 years. Their relentless focus on the user experience when combined with white-label financial products is the future of personal banking. I want to see an ooen-banking enabled credit card, with the customer service fronted by Monzo next Reviewed on: 14th April 2021
Matthew Harris's avatar
Matthew Harris

Best bank in the world

5
There is something refreshing about Monzo - brave enough to throw out the norms of the old and design their products for real world problems, I just dig the way they do things. Keep being cool Monzo. Reviewed on: 14th April 2021
Oliver Prenton's avatar
Oliver Prenton

So easy to use !

5
I had a problem with my account , it was sorted straight away . Very very happy with them! Reviewed on: 13th April 2021
Babs's avatar
Babs

Service

5
Very reliable and easy to use. Reviewed on: 13th April 2021
Michael Clarke's avatar
Michael Clarke

Diplomat

5
It’s been 2 years, it’s the best bank Reviewed on: 13th April 2021
Motasemdhawi 's avatar
Motasemdhawi

The bank of the future, now

5
Great features without the archaic legacy baggage of a ‘traditional bank’. Truly customer focussed in features and simplicity. Reviewed on: 13th April 2021
A's avatar
A

Simple banking

5
Switched over after some silly mistakes from Nationwide and never looked back, smart app for banking which even lets you save up with pots! On top of the online service is great, quick response times and did I mention the sweet card you get as well!? Monzo is the best there is, no gimmicks just simple banking. Reviewed on: 13th April 2021
liamwprivate@outlook.com's avatar
[email protected]

Best money management tool

5
Monzo has helped my family and I manage our finances with ease. From being able to quickly put money aside for savings, to sorting our funds to pay for bills. They are LOADs of cool and EASY ways to manage your money. I’m always recommending monzo to friends and family. I even find their customer service better the high street banks and there service is online! Reviewed on: 13th April 2021
Daz Smith's avatar
Daz Smith

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