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Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19142 reviews)

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4.92

Based on 19,142 reviews, last reviewed 2nd Apr 2026

93500% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Customer service any issues have been dealt with quickly and can be easily accessed at a later date for reference. Reviewed on: 2nd April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19142)

Best bank

First class all the way. Best thing I ever did was to jion this bank Reviewed on: 13th April 2021

Very customer friendly service

I find the layout of the Monzo banking system very easy to use, whether it’s paying a Bill or checking previous transactions. And I like the fact one can contact a REAL person at any time of day or night. I’m a happy customer! Reviewed on: 13th April 2021

Great service always available and ahead

Love banking with monzo, lots of innovation and onbarding was very easy Reviewed on: 13th April 2021

No fuss, no delays

Having moved from a mainstream High Street bank, I have not experienced any downsides to working with an online bank at all - through the app, I am kept well informed through real-time notifications and updates. Reviewed on: 13th April 2021

Best bank ever!!!!

Monzo is by far the best bank I have been involved with in my life. It’s just simple, easy banking...a monkey could do it. Staff are always helpful, moving to Monzo was the best switch I’ve ever made x Reviewed on: 13th April 2021

Mynzo

Ahh Monzo. It's like me and a mate wanted to design a bank and app just how we wanted, but it works for everyone. What more can I say. Reviewed on: 13th April 2021

Great bank

Great bank great app they have online Reviewed on: 13th April 2021

Best bank ever

Always had a bad relationship with money until I started to use monzo now I’m doing a lot better all thanks to this bank x Reviewed on: 13th April 2021

Top bank

Best bank ever would never go back to original banks Reviewed on: 13th April 2021

Love Monzo

The team at Monzo are always friendly and quick to respond to queries. Great user experience on the app. Reviewed on: 13th April 2021

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