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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (17843 reviews)

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4.92

Based on 17,843 reviews, last reviewed 11th Feb 2026

30400% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is great Really easy to use, organise your money and settle money disputes Reviewed on: 11th February 2026

Latest lowest rating:

1

Impossible to speak to one person, none of them spea... Impossible to speak to one person, none of them speak English, block your account, freeze it without permission won't give you your money, fraudsters.... Read more Reviewed on: 10th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

What is this award?

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (17843)

Review of the Monzo, Current account:

Love Monzo.

Love Monzo. Best bank ever. Customer service is second to none. App user experience is best in class. Treasury management gives me assurance. Culture is en pointe and with which I align. Reviewed on: 4th April 2024

Brilliant bank lots of features and can use abroad

Brilliant bank lots of features and can use abroad Reviewed on: 9th February 2026

I have their max plan and I get really good benefits...

I have their max plan and I get really good benefits and their customer service is very good too Reviewed on: 9th February 2026

Monzo has genuinely changed the way I view money.

Monzo has genuinely changed the way I view money. I’ve always been known as tight with money, but Monzo’s budgeting tools lets me take that to a whole new level… I’ve actually saved money simply through the power of the targets feature, with individual categorisation of targets and predicted spending. It’s something you don’t get in any other banking app. Their flex credit card is a game changer too. I can move stuff over purchased prior on debit instantly over to Flex. It’s brilliant! The UI makes it so easy to see payments and instalments. You can even see how much interest it’ll have. I also like that you can set contactless limits, and you’re never caught out by forgotten direct debits or monthly payments, as it’s all there under scheduled payments. The little extras that come with the Perks plan definitely make it worth the cost and I’m a happy subscriber. I even have it set to instantly update my finance spreadsheet on google sheets. It’s modern, fresh, and actually changes your attitude towards money. Money is fun with Monzo. Thank you! Reviewed on: 9th February 2026

Amazing perks

Always been good value for money and the extra perks are amazing Reviewed on: 9th February 2026

Never had any bad experiences using Monzo, I switche...

Never had any bad experiences using Monzo, I switched all my accounts to them years ago and have never looked back! Reviewed on: 9th February 2026

I absolutely love my Monzo account

I absolutely love my Monzo account; it is easily my most-utilised app alongside YouTube. The feature set is far superior to any traditional bank I’ve used previously. I’m currently a heavy user of the entire ecosystem, specifically Max and Flex, and I fully utilise all 20 Pots to manage my finances. It’s a seamless experience that makes personal finance management actually enjoyable. Reviewed on: 9th February 2026

Great service and very impressed with perks and cash...

Great service and very impressed with perks and cash back facilities Reviewed on: 9th February 2026

Best bank out there nothing is too much trouble when...

Best bank out there nothing is too much trouble when you need help. Reviewed on: 9th February 2026

Easy to use app and great account products

Easy to use app and great account products Reviewed on: 9th February 2026

Monzo is great

Never had any problems worth Monzo, great modern app better than any of the other banks I’ve been with & always been helpful when needed. Reviewed on: 9th February 2026

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