Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18205 reviews)

View other Monzo products

4.93

Based on 18,205 reviews, last reviewed 1st Mar 2026

48250% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Love Monzo. Love Monzo. Helps me track my expenditure, put money aside in different savings pots through different challenges as well as so much flexibility in po... Read more Reviewed on: 1st March 2026

Latest lowest rating:

1

Been banking for a while with numerous banks but ti... Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence ... Read more Reviewed on: 25th February 2026

Read all reviews See your review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18205)

Review of the Monzo, Current account:

Straight forward Modern day banking

Queries are answered fast politely and followed up. Everything is simple to use and I’ve even converted my dad over as he hated online banking before and is now a pro! Thanks Monzo, keep up the hard work Reviewed on: 23rd February 2022

Monzo has been really easy to deal with and has grea...

Monzo has been really easy to deal with and has great money tracking facilities within the app even with no monthly fee. I think that generally the monthly fees are reasonable but could be a little lower. Reviewed on: 23rd February 2026

Great service and amazing app.

Great service and amazing app. I have the Monzo max and you get a lot of good benefits for a little price. Has saved me a lot of money on other things. Also provides credit score and good interest rates on your savings. Always seems to be adding more stuff as well to help. Reviewed on: 23rd February 2026

Simplicity & easy to use 5***** Monzo

Simplicity & easy to use , being older & of a certain age I needed a bank account that was easy to use and quite visual Monzo have got it right, it’s really Simple and easy to use banking compared to brick banks. Highly Recommended. 5***** Reviewed on: 23rd February 2026

Love monzo great while on holiday u get best rates...

Love monzo great while on holiday u get best rates Reviewed on: 23rd February 2026

I am happy ho have monzo banka and I can say for peo...

I am happy ho have monzo banka and I can say for people enjoy Reviewed on: 23rd February 2026

The best banking app there is

Since being made redundant Monzo has been a massive benefit for me, helping me budget and save. I cannot praise this app enough. Reviewed on: 23rd February 2026

The account has great innotive features.

The account has great innotive features which are easy to use, especially if you are overseas. I recommend this account to friends and family who find it very useful. Reviewed on: 23rd February 2026

Fantastic provider with excellent benefits.

Fantastic provider with excellent benefits. Great value for money with their max program. Fast, easy to use, and highly reliable. Incredible state of the art security systems in place protecting my money, with instant real time notifications and location based controls. Reviewed on: 23rd February 2026

Consistently Excellent

Monzo stand out for their consistently excellent customer service, and ongoing commitment to improvement. From all the banks I have been with, I find them by-far the most accessible, intuitive and rewarding service I have used. Reviewed on: 23rd February 2026

Best Account Ever!

From the transfer process, benefits and day to day use, it's by far the best bank account I've ever had. Reviewed on: 23rd February 2026

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Smart current account (discontinued)
from Fidor Bank (inactive company) 1.92 from 13 reviews
Personal Current Account
from Bank of Ireland 4.15 from 13 reviews
Current Account
from Algbra 3.50 from 2 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Savings
from Monzo 4.97 from 225 reviews
Flex Purchase credit card
from Monzo 4.97 from 3034 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub