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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Monzo is just the best!

5
I relocated to Scotland in November 2020 and after a month, I wanted to open a bank account with a UK based bank. I tried online to open an account with Monzo and after I followed the instructions and met the requirements, my account was in place within 48 hours and my ATM card sent to me in 72 hours. Before then I tried the same with two famous UK based banks but could not succeed. Till date, I have never been to a Monzo banking hall but I feel Monzo following me around to help! Reviewed on: 13th April 2021
Vivian Mba's avatar
Vivian Mba

Excellent bank !

5
Very easy to use - love the get paid early feature. Reviewed on: 13th April 2021
Huxleypig's avatar
Huxleypig

Modern, Current and adaptable

5
Monzo is an efficient, Modern Banking environment , understanding the needs of modern bankers , helping set goals with pots for savings and other targets, has changed the way we bank making it enjoyable and more manageable 10/10 Reviewed on: 13th April 2021
SAMUEL ESSIEN's avatar
SAMUEL ESSIEN

Amazing!!!

5
Great service all the time, I would definitely recommend to all my friends and family Reviewed on: 13th April 2021
Diogo's avatar
Diogo

The best!!!

5
Monzo is the best bank and banking app ever. So straight forward. So easy!!! Couldn’t imagine going back to my old bank Reviewed on: 13th April 2021
Georgia's avatar
Georgia

Never looking back

5
Monzo has everything! Great customer service always on hand to help, savings pots, money tracking, easy transfers, split the bill and i could keep going on! Ive used the chat and help features a few times and never had any issues, no long waits EVER! Have an issue with a transaction money is straight back in the bank and a new card it on the way. Top bank! Thanks Monzo for making banking super easy and being so helpful! 10/10 Reviewed on: 13th April 2021
Britney Betty's avatar
Britney Betty

Great

5
Had a vey positive experience with monzo. I have saved a lot more money since joining them Reviewed on: 13th April 2021
NG's avatar
NG

great service

5
they are so on the ball, any unusual transactions are dealt with quickly and effectively. Reviewed on: 13th April 2021
Gillian Kitson-Rowntree's avatar
Gillian Kitson-Rowntree

Monzo a bank account without all the red tape

5
I have had a Monzo bank account for a little over 2 years and I can honestly say it’s the best bank account I have ever had. I can instantly see what and where I am spending, as soon as I have made a purchase I get an instant notification of how much and where I have used my MasterCard debit card. I can keep track of my spending as you can set up spending pots for things like motoring costs, groceries, bills and you can arrange for money to allocate to these to help you budget. I think it’s fantastic, and would highly recommend this to my friends and family. Reviewed on: 13th April 2021
Peter Wade's avatar
Peter Wade

Fab

5
Straight forward banking on an easy to use app. Fantastic Reviewed on: 13th April 2021
Leo Isac's avatar
Leo Isac

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