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Monzo: Current account reviews

4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Amazing bank

5
Monzo is the best bank, I really love how they help me with my saving and that face that I can receive my money before it actually gets into my account is magical!!! Reviewed on: 13th April 2021

Such an innovative bank

5
Amazing app and efficient and knowledgeable staff Reviewed on: 13th April 2021

Monzo is great

5
It’s great, the app is so simple to use Reviewed on: 13th April 2021

Other Banks Should be Embarrassed

5
I haven't looked back since I switched. The low fees, the instant notifications of spending, love it. You feel like they want you to take care of your money and know exactly how much you have and how much your spending, other banks seems to obscure that information Reviewed on: 13th April 2021

Super

5
Super card im happy i have monza accoaunt !!! Reviewed on: 13th April 2021

How banking should be in 2021

5
It's a breath of fresh air working with Monzo. I have complete visibility and control of my money at any time of day and their support has been great on the few occasions I've needed it. Reviewed on: 13th April 2021

Best banking app!

5
Highly recommend Monzo! The app is fantastic! Reviewed on: 13th April 2021

So easy to use

5
Great experience, easy to use transparent service Reviewed on: 13th April 2021

Great Bank

5
Great Bank, amazing app, superb options on which account to open. Pots feature is a godsend. Best bank out there. Reviewed on: 13th April 2021

Easy Access 24/7

5
Best thing we did changing to Monzo, Access to our bank anytime of the day or night.... Excellent! Reviewed on: 13th April 2021

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