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Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19140 reviews)

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4.92

Based on 19,140 reviews, last reviewed 1st Apr 2026

93450% increase in 5 star reviews

in the past 90 days

1700% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Best bank there is, no issues, full monzo only. Best bank there is, no issues, full monzo only customer. Plus the flex, and perks plans it pays for itself Reviewed on: 1st April 2026

Latest lowest rating:

1

Do NOT USE monzo do not keep your money safe You do not keep money safe! Had fraudulent activity for the 2nd time this time amounting to a couple of hundred and Monzo decided to not give my money... Read more Reviewed on: 30th March 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19140)

The best app experience from a bank

I use the apps for multiple banks and none of them are even close to the experience that Monzo offers with the app. Other bank apps feel antiquated and you can tell not a lot of focus is put in them Reviewed on: 13th April 2021

Innovative

They are continually developing and always striving to improve the service they offer to their customers! Reviewed on: 13th April 2021

Useable modern banking

Easy to navigate around, user friendly. Love the pots for saving and the round ups. Modern way of banking, really impressive. Reviewed on: 13th April 2021

Reliable

Very reliable and very good customer services when it comes to responding Reviewed on: 13th April 2021

Brilliant banking

Great banking experience very easy to use well impressed Reviewed on: 13th April 2021

Never had an issue, top tier bank!

Never had an issue, top tier bank! Always done what I need and they pay my wages early! Reviewed on: 13th April 2021

Why bank anywhere else

Monzo are awesome. Great service, speedy updates and growing benefits. Banking made easy. Reviewed on: 13th April 2021

The best bank in Britain right now

They wonderful, I can't recommend them enough Reviewed on: 13th April 2021

All round gem

Has so much more functionality than the big banks. Can see they are all trying to catch up with Monzo but still nowhere near as clean cut. Reviewed on: 13th April 2021

Best bank I've ever had

Everything can be done so easily online, so no hassle getting a new card or get answers to ur questions. Also get paid a day earlier. Easy to manage savings and everything. Will definitely recommend Reviewed on: 13th April 2021

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