Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19140 reviews)

View other Monzo products

4.92

Based on 19,140 reviews, last reviewed 1st Apr 2026

93450% increase in 5 star reviews

in the past 90 days

1700% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Best bank there is, no issues, full monzo only. Best bank there is, no issues, full monzo only customer. Plus the flex, and perks plans it pays for itself Reviewed on: 1st April 2026

Latest lowest rating:

1

Do NOT USE monzo do not keep your money safe You do not keep money safe! Had fraudulent activity for the 2nd time this time amounting to a couple of hundred and Monzo decided to not give my money... Read more Reviewed on: 30th March 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19140)

Fast efficient

Great experience very satisfying and fast response Reviewed on: 13th April 2021

Fantastic bank

Monzo bank are the best bank I have ever banked with. Their app gives you the opportunity to manage you money and also know as soon as money is taken from or put in your account. They are forward thinking and have great add ons. Reviewed on: 13th April 2021

Monzo Unofficial Ambassador

Monzo have taken on what is wrong with traditional banking and trying to resolve the pain and friction points created over a number of years. Do they get everything right, no, but what they try to do is test, learn and adapt by listening to their customers. Reviewed on: 13th April 2021

Easy, reliable, no problems

Easy, reliable, no problems. Mobile app is the best and most intuitive that I've used and includes useful security features. Reviewed on: 13th April 2021

Love it

Easy to use. Quick responses to enquiries Always up to date Reviewed on: 13th April 2021

Relevant with the times

Leading edge digital banking service thats just broken the rules of the game!!! Reviewed on: 13th April 2021

Easy to use, friendly customer service

Payments still happen on non working days unlike inconvenient bank banks. Banks need to have their electronic/online platforms be more flexible and not outdated as the banking system currently is. Monzo is way ahead of the curve. Easy to use, easy to setup saving pots and you are always control with your money and know if anything that is outgoing so is very secure. Very happy with Monzo. Reviewed on: 13th April 2021

Doesn't feel like a bank - that's great!

Traditionally banks still have the imagine portrayed in Mary Poppins! That I think is fair for most banks still where anything you need of them is full of unexplained hoops to jump through. Monzo seem to have figured out that it's my money I've trusted them to look after and make it easy to do what's needed, splitting it into groups (pots), opening or closing savings, round up saving. But most importantly is instant account updates, so you always know where you stand, and if something is wired there's always someone on chat to look into it and are very informative about how money systems work when explaining things that look weird to average Joe. Favourite extra is receiving my pay packet a day early. Just makes sorting bills way easier! Reviewed on: 13th April 2021

The last bank

From the first Monzo have done all the right things. The App works. It just work. It put's all the legacy banks to shame. They're open and honest about things. The gamificatino of money is complete with these guys Reviewed on: 13th April 2021

It has made banking so simple

I can’t recommend Monzo highly enough. It has really helped my husband who had struggled with dealing with banks to get on top of his finances and to start saving. Reviewed on: 13th April 2021

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Graduate Current Account
from RBS 3.74 from 11 reviews
Choice Current Account
from Santander 4.05 from 20 reviews
ufirstgold Account
from Ulster Bank 4.27 from 5 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Under 16s account
from Monzo 4.98 from 923 reviews
Flex Purchase credit card
from Monzo 4.97 from 3086 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub