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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Simply the best

5
Above all. Excellent customer service. It’s great to be able to use it everywhere I go. I have saved a lot of money with Monzo. Keep up the good work. Reviewed on: 13th April 2021
b.gyuran@gmail.com's avatar
[email protected]

Just perfect

5
I like the wey working the monzo aap it's very easy and u can do whatever you want Reviewed on: 13th April 2021
Vasil 's avatar
Vasil

Amazing

5
The best bank. The fact you can see transactions instantly, refunds are super quick and I’ve never had a problem. Reviewed on: 13th April 2021
Mark Mark's avatar
Mark Mark

Out with the oldgaurd

5
Colourful,bright,friendly and helpful on the phone,beats the satanic banks all day long Reviewed on: 13th April 2021
Lee's avatar
Lee

Simple banking

5
A no hassle kind of banking. Quick responses to any queries. Easy and transparent products and services. Highly recommended. Reviewed on: 13th April 2021
Helen Rodway's avatar
Helen Rodway

Easiest and most transparent bank

5
Been with Monzo since it was created. It’s always been very easy to use for payments both in UK and while traveling. One of my favorite things about Monzo is the community and how they rely on it to notify about upcoming features and gather feedback Reviewed on: 13th April 2021
Victor Corugedo Orio's avatar
Victor Corugedo Orio

Monzo

2
Could do with some improvement especially with the custom service Reviewed on: 13th April 2021
Obey Merzouki's avatar
Obey Merzouki

Game-changing life-changing bank

5
Without a doubt the best bank in the UK maybe the world. From the way that they lay that out to how easy it is to make payments to being able to see most of your pending transactions so having so much control in the app especially being able to see what you may have eaten at a restaurant depending on what extensions you have added. seriously I really do like monzo this is the first time I have ever left a high street banks so that says just how good they are. I have put my trust and safe if into something that I'm unable to walk into there are no branches for monzo so you really do need to put all your faith into the customer service and their customer service is second to none. Reviewed on: 13th April 2021
Jamie Powell's avatar
Jamie Powell

Efficient banking at it's best

5
Everything is easy from payments to transfers Reviewed on: 13th April 2021
Mark James's avatar
Mark James

Used to be good

1
Used to be good but really have gone down hill fast. Reviewed on: 13th April 2021
Allister Rutherford 's avatar
Allister Rutherford

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