Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Monzo Current account reviews (19422)

Best bank around

5
Banking being brought to the 21st century Reviewed on: 13th April 2021
Max William's avatar
Max William

THE best bank !

5
Monzo is indeed the best British bank!!!! O recomend it to everyone !!! It's an ever progressing bank, I am extremely happy I joined Monzo, it's making my banking easier and more fun Reviewed on: 13th April 2021
Silvia Lazar's avatar
Silvia Lazar

The best bank

5
Monzo is by far the best bank I've used ever! Reviewed on: 13th April 2021
Emil Sasha Choudhury's avatar
Emil Sasha Choudhury

Had Monzo before it was a bank fantastic would recommend

5
Would full recommend great people great service Reviewed on: 13th April 2021
Mel's avatar
Mel

Banking (finally) brought into the 21st Century

5
Better than Starling, lovely people on a mission to make banking better for all! Reviewed on: 13th April 2021
Morgan Arnel's avatar
Morgan Arnel

very good

5
Monzo is a great bank! Very good service, efficient and quick Reviewed on: 13th April 2021
Valerio Ficcadenti's avatar
Valerio Ficcadenti

Great service

5
Very easy to use the banking facilities. Like the option of freezing my bank card. Very efficient at dealing with fraud related issue I had on two occasions Reviewed on: 13th April 2021
Ced's avatar
Ced

Makes banking fun!

5
I love how simple and easy to use MONZO is. It has really helped me sort my finances out, watch my spending, and actually start saving. Reviewed on: 13th April 2021
emma.warren8@gmail.com's avatar
[email protected]

Amazing

5
Easy to use very efficient, helpfull customer service Reviewed on: 13th April 2021
Andrew Martin's avatar
Andrew Martin

Effortless

5
I forget I have a bank, it just works. None of the normal boring overhead. Reviewed on: 13th April 2021
Mike's avatar
Mike

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Flex Purchase credit card

    from Monzo 4.90 from 3186 reviews
    Monzo

  • Under 16s account

    from Monzo 4.89 from 945 reviews
    Monzo

  • Investments

    from Monzo 4.86 from 1144 reviews
    Monzo
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill