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Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19140 reviews)

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4.92

Based on 19,140 reviews, last reviewed 1st Apr 2026

93450% increase in 5 star reviews

in the past 90 days

1700% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Best bank there is, no issues, full monzo only. Best bank there is, no issues, full monzo only customer. Plus the flex, and perks plans it pays for itself Reviewed on: 1st April 2026

Latest lowest rating:

1

Do NOT USE monzo do not keep your money safe You do not keep money safe! Had fraudulent activity for the 2nd time this time amounting to a couple of hundred and Monzo decided to not give my money... Read more Reviewed on: 30th March 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19140)

Excellent

I have been with Monzo from concept and have received help and advice ( 1st class.) not received from other banks. Reviewed on: 13th April 2021

Wondeful

The app is so clear, convenient and helpful. Never had a problem and it let me understand my finances way better. Reviewed on: 13th April 2021

Great easy to use

Clear mobile banking with low fees abroad Reviewed on: 13th April 2021

Best bank online

Transparent friendly and makes life easy. I love them. Reviewed on: 13th April 2021

Easy in use and nice interface

One of the most convenient banks Reviewed on: 13th April 2021

Saved my life!

Before Monzo, I was living paycheck-to-paycheck with no understanding of my outgoings. I never managed to save because I always spent money that I didn't have! Monzo's breakout view of spending completely changed how I viewed my current account and it made budgeting and saving possible, in a simple way. Not only that, their customer service team is one of the best I've ever had to deal with. No question is too small, no task too labourious; they are just good people. Thank you Monzo! Reviewed on: 13th April 2021

The best bank ever

He is the best bank at all. Very friendly very quick and good on her graficks Reviewed on: 13th April 2021

Easy and effective

Monzo has been painless from day one, easy to use and never any issues. Reviewed on: 13th April 2021

So happy with Monzo

Always a pleasure to deal with their customer service. Monzo makes banking a hassle free experience! Reviewed on: 13th April 2021

Monzo Award

Simple & easy to use. Easy to use pots, good idea for saving. Reviewed on: 13th April 2021

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