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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Monzo is great and it will be the first I would recommend before I think of another bank

5
It has been a great experience with Monzo Reviewed on: 13th April 2021
OLALEKAN OLUMIDE AKOMOLAFE's avatar
OLALEKAN OLUMIDE AKOMOLAFE

Monzo

5
Excellent bank can’t fault them. Reviewed on: 13th April 2021
Luke dowsing's avatar
Luke dowsing

How every bank should be

5
Monzo were ahead of their time. Banking like it always should be. Instant, interactive, friendly and able to be personalised for each user. Reviewed on: 13th April 2021
Diane Atkinson's avatar
Diane Atkinson

Great bank

5
Can’t say anything bad bout Monzo, highly recommended. Reviewed on: 13th April 2021
Paul Carter's avatar
Paul Carter

Couldn't be happier

5
Been a monzo customer for years, back before they had current accounts and couldn't be happier! They've really pushed the industry forwards. They were the first to do push notifications when using your card, something which has been adopted by many banks globally. They offer fee free transactions in other currencies which is a game changer when travelling. Their customer support is great, their app is really easy to use... just generally amazing! Reviewed on: 13th April 2021
Steve's avatar
Steve

Great product

5
Great product, good customer service. Needs to ensure it keeps innovating though. Reviewed on: 13th April 2021
Michael Cullum's avatar
Michael Cullum

Excellent, seamless Banking.

5
The online banking facility is seamless. Quick responses. Client centric, hassle free e-service Banking, with minimal costs but maximum benefits. Love it. Reviewed on: 13th April 2021
Michelle Gale's avatar
Michelle Gale

Amazing

5
Honestly best bank I've ever Been with ! It's so quick and easy to use !! It also lets me have my wage 4 days earlier which is a bonus if your skint! Amazing Reviewed on: 13th April 2021
Sophie p's avatar
Sophie p

Very happy with my Monzo account!

5
Very happy with my Monzo account! Reviewed on: 13th April 2021
Dorina Voineag's avatar
Dorina Voineag

Excellent bank

5
Great App. Always had great customer service when required. Couldn’t recommend them enough! Reviewed on: 13th April 2021
George 's avatar
George

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