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Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19137 reviews)

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4.92

Based on 19,137 reviews, last reviewed 1st Apr 2026

93300% increase in 5 star reviews

in the past 90 days

1700% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Transparency is everything and they absolutely naile... Transparency is everything and they absolutely nailed it. Easy access savings and decent interest rates. An app that always seems to keep one step a... Read more Reviewed on: 1st April 2026

Latest lowest rating:

1

Do NOT USE monzo do not keep your money safe You do not keep money safe! Had fraudulent activity for the 2nd time this time amounting to a couple of hundred and Monzo decided to not give my money... Read more Reviewed on: 30th March 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19137)

Super fast and efficient

I really appreciate Monzo updating and notifying me virtually instantaneously once a transaction has been made. A serious bug bare of my previous account was how long it took (days) for balance to update Reviewed on: 13th April 2021

Gold Stars All Round

Simple and clear to use. I love this bank - or it's App! Can't recommend highly enough. Reviewed on: 13th April 2021

It is the best bank I have been with

Best banking app. Very convenient. Lot of useful features, specially the pots. Seemless connection and updates very quickly. Reviewed on: 13th April 2021

Good.

I’m using Monzo as a main account. Can’t complain. Revolut would be my second choice. Monzo easy to use, good communication. Don’t have anything negative. Thanks! Reviewed on: 13th April 2021

Excellent service

Always quick and solve problems straight away, thanks. Reviewed on: 13th April 2021

Great Bank

I love my Monzo account. It allows me to allocate money to separate pots to save, but still allows access to your money. Reviewed on: 13th April 2021

Best bank in the world not just Britain

Love Monzo -never a hassle and super cool Reviewed on: 13th April 2021

Great

Monzo is fab and easy to use. Premium features are great and I make use of the budgeting features alot. Reviewed on: 13th April 2021

Best user experience ever

I have never had a better experience with a bank ever. I used Monzo for years while living in Spain even. Just stupidly good. Use it and you'll see. Reviewed on: 13th April 2021

Uncomplicated bank

hassle free mobile banking. Lots of features and for free! Reviewed on: 13th April 2021

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