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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Trust, simplicity and speed

5
I've moved to the UK a few years ago. Live in London for some months and came to the southwest after that. Monzo helped me through every step. As a commuter in London, a tenant everywhere, as a temporary worker, then a self employed and now a employee. When I'm here I use monzo, when I visit my family I use monzo andwhen I come back I use monzo. Gpay, perfect app, pots, no charge, very efficient costumer support cool image and cards. No other bank even recognized me here and monzo was already my safe haven. It's not just that I trust Monzo, is that monzo (unlike any other bank) trusted me when I most needed, now monzo is My favourite of all banks EVER! (Client to 5 banks in Portugal and 5 banks uk/eur) Reviewed on: 13th April 2021
Guilherme Saraiva's avatar
Guilherme Saraiva

Best Bank

5
Great service, simple, effective what you’d want for your money and banking in 2021 I love the app with Monzo Bank. It’s simple but effective. It’s clear and easy to follow. If I need any help, someone is just there, in the app, living in my phone. What Bank has people living in my phone? No one, just Monzo. Reviewed on: 13th April 2021
Ollie SG's avatar
Ollie SG

Best Bank ever!

5
I never had a problem, customer service always available for the support, courteous staff and the best services you can get on the market for any kind of use (personal, business, joint account, saving, etc.) Do yourself a favor: start your journey with Monzo and you won’t regret it! Reviewed on: 13th April 2021
Anonymous's avatar
Anonymous

Amazing

5
so easy to use , easy to contact , love the fact that you can freeze and unfreeze you card instantly if you misplace it. Good exchange rates so never need to take currency abroad. Reviewed on: 13th April 2021
Ravinder Dhesi's avatar
Ravinder Dhesi

Easy to use current account

5
Easy to use current account tracking my expenses and having pots to save my money Reviewed on: 13th April 2021
Christos's avatar
Christos

Hassle free banking

5
Moving to Monza was a great decision . Always feel in total control of my money. Never had any issues. Broken card replaced instantly. Reviewed on: 13th April 2021
John Hill 's avatar
John Hill

Brilliant

5
Monzo have set a new standard. They have your best interests at heart and don't try to trick you into spending money like other banks. Reviewed on: 13th April 2021
Patrick's avatar
Patrick

Easy to use

5
Excellent bank. Easy to use. Always clear and I like that I can see what’s going in and out of the account Reviewed on: 13th April 2021
themanwhocan1968@gmail.com's avatar
[email protected]

Very good working

5
2 YEARS I WORK TOGETHER BAT FOR ME VERY HAPPY SERVICES THE BEST Reviewed on: 13th April 2021
vasilegoga's avatar
vasilegoga

Great Personal and Business accounts

5
Monzo makes it easy to run separate personal and business accounts, but easily move money between them. Getting paid BACS a few days early is great as well. Excellent customer service. Reviewed on: 13th April 2021
Tim Brassey 's avatar
Tim Brassey

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