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Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19137 reviews)

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4.92

Based on 19,137 reviews, last reviewed 1st Apr 2026

93300% increase in 5 star reviews

in the past 90 days

1700% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Transparency is everything and they absolutely naile... Transparency is everything and they absolutely nailed it. Easy access savings and decent interest rates. An app that always seems to keep one step a... Read more Reviewed on: 1st April 2026

Latest lowest rating:

1

Do NOT USE monzo do not keep your money safe You do not keep money safe! Had fraudulent activity for the 2nd time this time amounting to a couple of hundred and Monzo decided to not give my money... Read more Reviewed on: 30th March 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19137)

Great customer service

Amazing app, great for budgeting and saving - so easy to use. Customer service is impeccable. Has made me embrace dealing with my finances and budgeting and help me get back on track with managing my money Reviewed on: 13th April 2021

Best British Bank!!

Monzo is the best! I have only had great experiences whilst being a customer with them. Reviewed on: 13th April 2021

Brilliant

The easiest way to bank... User friendly and simple layouts make banking life so much easier. Works everytime with no problems or worries. Thank you so very much Monza Reviewed on: 13th April 2021

Online banking with Monzo

Best a/c I’ve had! Cannot imagine ever not banking with this innovative financial tribe! Reviewed on: 13th April 2021

No more high street banks

I switched to Monzo because high street banks are villains. Monzo is for me. Easy, convenient and clever. The functionality and service is unbeatable. Glad I went full Monzo. Reviewed on: 13th April 2021

Leading the way with 21st Century Banking

Fantastic bank which can be managed from a smartphone. Acknowledging those who might be away from their smart phone, it would be great if Monzo could be accessed through a laptop browser. Reviewed on: 13th April 2021

Superb!

Smooth interface, user friendly menus, transactions are reported almost instantly. Could work better with some reduced prices on products like charging £50 to replace a premium card...way too expensive! Reviewed on: 13th April 2021

Best bank I've used

Great service, lots of useful features, budgeting help, and the option to get paid a day early. Highly recommend! Reviewed on: 13th April 2021

Excellent would highly recommend

Excellent customer service and excellent all round with day to day banking and saving pots to help you manage Reviewed on: 13th April 2021

A Gamechanger

Moved to Monzo in August 2020. Best decision I've made. Super easy to deal with, everything at my fingertips in the App. Money split into pots so I know exactly where I am. All banks should be like this. Reviewed on: 13th April 2021

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