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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Banking made simple

Literally how banking should be. Easy, transparent, quick and honest. Game-changers. Reviewed on: 13th April 2021

Excellent customer services

I always used Monzo with confidence and I appreciate the rapid solutions gives to me when I needed support Reviewed on: 13th April 2021

Just everything you would expect from a Bank

Easy, user-focused and friendly. Reviewed on: 13th April 2021

Wonderful

They have one of the best apps, making them an exceptionally good bank! Reviewed on: 13th April 2021

Modern easy banking

Great easy to use app, very easy to keep your finances in control. Reviewed on: 13th April 2021

Easiest and best bank

Monzo bank are amazing they help you manage your finances brilliantly and check up on you when you need help with anything. All issues are resolved with in 24-36 hours. AMAZING Reviewed on: 13th April 2021

Outstanding service

Monzo is so friendly and outstanding customer service Reviewed on: 13th April 2021

Great customer service

Amazing app, great for budgeting and saving - so easy to use. Customer service is impeccable. Has made me embrace dealing with my finances and budgeting and help me get back on track with managing my money Reviewed on: 13th April 2021

Best British Bank!!

Monzo is the best! I have only had great experiences whilst being a customer with them. Reviewed on: 13th April 2021

Brilliant

The easiest way to bank... User friendly and simple layouts make banking life so much easier. Works everytime with no problems or worries. Thank you so very much Monza Reviewed on: 13th April 2021

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