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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Online banking with Monzo

Best a/c I’ve had! Cannot imagine ever not banking with this innovative financial tribe! Reviewed on: 13th April 2021

No more high street banks

I switched to Monzo because high street banks are villains. Monzo is for me. Easy, convenient and clever. The functionality and service is unbeatable. Glad I went full Monzo. Reviewed on: 13th April 2021

Leading the way with 21st Century Banking

Fantastic bank which can be managed from a smartphone. Acknowledging those who might be away from their smart phone, it would be great if Monzo could be accessed through a laptop browser. Reviewed on: 13th April 2021

Superb!

Smooth interface, user friendly menus, transactions are reported almost instantly. Could work better with some reduced prices on products like charging £50 to replace a premium card...way too expensive! Reviewed on: 13th April 2021

Best bank I've used

Great service, lots of useful features, budgeting help, and the option to get paid a day early. Highly recommend! Reviewed on: 13th April 2021

Excellent would highly recommend

Excellent customer service and excellent all round with day to day banking and saving pots to help you manage Reviewed on: 13th April 2021

A Gamechanger

Moved to Monzo in August 2020. Best decision I've made. Super easy to deal with, everything at my fingertips in the App. Money split into pots so I know exactly where I am. All banks should be like this. Reviewed on: 13th April 2021

Super fast and efficient

I really appreciate Monzo updating and notifying me virtually instantaneously once a transaction has been made. A serious bug bare of my previous account was how long it took (days) for balance to update Reviewed on: 13th April 2021

Gold Stars All Round

Simple and clear to use. I love this bank - or it's App! Can't recommend highly enough. Reviewed on: 13th April 2021

It is the best bank I have been with

Best banking app. Very convenient. Lot of useful features, specially the pots. Seemless connection and updates very quickly. Reviewed on: 13th April 2021

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