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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Good.

I’m using Monzo as a main account. Can’t complain. Revolut would be my second choice. Monzo easy to use, good communication. Don’t have anything negative. Thanks! Reviewed on: 13th April 2021

Excellent service

Always quick and solve problems straight away, thanks. Reviewed on: 13th April 2021

Great Bank

I love my Monzo account. It allows me to allocate money to separate pots to save, but still allows access to your money. Reviewed on: 13th April 2021

Best bank in the world not just Britain

Love Monzo -never a hassle and super cool Reviewed on: 13th April 2021

Great

Monzo is fab and easy to use. Premium features are great and I make use of the budgeting features alot. Reviewed on: 13th April 2021

Best user experience ever

I have never had a better experience with a bank ever. I used Monzo for years while living in Spain even. Just stupidly good. Use it and you'll see. Reviewed on: 13th April 2021

Uncomplicated bank

hassle free mobile banking. Lots of features and for free! Reviewed on: 13th April 2021

the best Monzo I have ever have

I heard about Monzo i give it a try and im happy with them and the chat of the services they respond straight away Reviewed on: 13th April 2021

Still the best

Monzo app first approach pays off as its very easy to use and intuitive and I always had great timely support Reviewed on: 13th April 2021

The best I ever tried

Its really good an excelent service provide i cannot recommend highly enough. Reviewed on: 13th April 2021

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