Write a review

Newsletter

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

View other Monzo products

4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Fantastic! Love Monzo

Would never go back to using a high street bank. Monzo gets my vote! Love how I can set up saving pots and see all my money in one place! Well done Monzo, keep up the good work Reviewed on: 13th April 2021

Monzo reveals big banks apathy

Who knew a card could be frozen so easily and transactions shown immediately! As for pots, they are probably one of the best things to prevent some frauds. The big banks just can't be bothered, instead relying on customer inertia to make their money. It's the likes of Monzo that affect banking like Tesla affect other car companies, forcing them to innovate where innovation would never have occurred otherwise, for that Monzo has my loyalty! Reviewed on: 13th April 2021

Amazing. The future of banking!

I absolutely love everything about Monzo. It puts all of the control in the hands of the user, removes all the red tape and has helped me take control of my finances Reviewed on: 13th April 2021

Future is Here!

They basically just do what all banks should do, the app is great and they're very approachable when you do need to speak to someone! Reviewed on: 13th April 2021

Best bank

I find Monzo extremely easy to use & perfect in this decade. Monzo ensures banking is easy to do on a mobile device, safe & secure & full of great helpful features. I love it Reviewed on: 13th April 2021

Best bank I have ever been with :)

Their is so much I could say but I personally think you should find out for your self, I promise you, you won’t regret joining monzo, They’ve helped me a lot with keeping my finances in check. Reviewed on: 13th April 2021

Fantastic

Great bank Does everything you requested more or less straight away what more do you need from a bank the best bank I've been with thank you monza Reviewed on: 13th April 2021

amazing but

but i wished there was a way you can change the design of your card, also to make Monzo internationally Reviewed on: 13th April 2021

Amazing Bank

Totally transformed how I use my bank and have saved money in the process. Reviewed on: 13th April 2021

Great and straight forward!

Just the most useful and honest bank I have ever used! Fantastic customer service despite not having a branch. I’m very impressed and grateful for a great system Reviewed on: 13th April 2021

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Basic current account
from Santander 4.32 from 337 reviews
Plus Current Account
from The Cumberland 4.64 from 40 reviews
Personal bank account
from Investec 4.08 from 3 reviews

Want to see more from Monzo?

Flex Purchase credit card
from Monzo 4.90 from 3186 reviews
Under 16s account
from Monzo 4.89 from 945 reviews
Investments
from Monzo 4.86 from 1143 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub