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Monzo: Current account reviews

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4.92
Based on 19,143 reviews, last reviewed 3rd Apr 2026
93550% increase in 5 star reviews
in the past 90 days
1800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
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0%
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0%
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1%

Latest highest rating:

5

I’ve had such a great experience with Monzo. I’ve had such a great experience with Monzo. The features genuinely help you make the most of your money without it feeling overwhelming. The savings... Read more Reviewed on: 3rd April 2026
Jeannie's avatar
Jeannie

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026
Cristianl's avatar
Cristianl
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19143)

Review

5
Monzo was really quick to set up and really easy to use. It makes budgeting and saving simpler than any other bank I've used, and makes it easy to see when you're overspending. Lots of handy features. Reviewed on: 13th April 2021
Nicola's avatar
Nicola

Best, efficient and functional

5
Since I moved to Monzo I found all the features that I was missing from other banks. Reviewed on: 13th April 2021
Vincenzo Taddeo's avatar
Vincenzo Taddeo

Great bank

5
One of the first banks to give you a bank account you can use worldwide with great exchange rates have used so far in about 10 different countries with ease. Reviewed on: 13th April 2021
Robert Garrett's avatar
Robert Garrett

Amazing Bank

5
Great bank, quick response and super easy app. Reviewed on: 13th April 2021
John Bamborough's avatar
John Bamborough

Best bank ever

5
They are super helpful and clear with their advice and it’s always a very personal service and it really feels like they care. Reviewed on: 13th April 2021
olivequeeney@gmail.com's avatar
[email protected]

Amazing Bank

5
Everything is so simple! 100% recommend! Reviewed on: 13th April 2021
Cjay89's avatar
Cjay89

the best current account out there

5
Monzo is intuitive, comprehensive and continually improving to maintain its competitive position and move ahead of the pack in its core areas of strength. Can't ask for much more in terms of a retail current account provider. Keep it up team! Reviewed on: 13th April 2021
Andrew Smith's avatar
Andrew Smith

Perfect

5
Always helpful and always funny Reviewed on: 13th April 2021
Lilla's avatar
Lilla

The way banking should be done!

5
Love Monzo, recommended by a friend and never looked back. Love the instant notifications on the mobile app, and the integrations with google sheets into all my finances in real time. The way banking should be done, love it! Reviewed on: 13th April 2021
Marcus McDonald's avatar
Marcus McDonald

Excellent banking

5
They are very helpful and are quick to get back to you. They don’t have excessive overdraft charges like the big 4, great customer service and their app is easy to use Reviewed on: 13th April 2021
Michelle's avatar
Michelle

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