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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Hassle Free Usage

I loved Monzo so much that, I stared recommending to everyone. I use Monzo almost for every transaction. The best I have seen. Simple to use services and Robust when compare. Reviewed on: 13th April 2021

Banking made easy

East way to safe and send money with a nice customer service Reviewed on: 13th April 2021

Amazing overall!

After being with another bank, I love how I can split my money into pots, save my money, know what my money is being spent on and what o can cut out to save up! Reviewed on: 13th April 2021

Good

a very good easy and practical bank app Reviewed on: 13th April 2021

most helpful bank ever

whenever I have had a issue they have always responded promptly in resolving the issue Reviewed on: 13th April 2021

makes life easy

They are highly rated ethically and not investing in fossil fuels for example which is the most important thing for me. App is simple and intuitive, transferring money is easy, pots are helpful and savings interest rates pretty good. Reviewed on: 13th April 2021

Great bank with a better app

I've been using monzo for a couple of years now and is the best bank I've been with. Reviewed on: 13th April 2021

Monzo

Outstanding bank, easy app to use and great customer service. Reviewed on: 13th April 2021

Painless banking

Banking with Monzo is straightforward. Love different features on the app. Reviewed on: 13th April 2021

Dream banking experience but real

I love working with monzo. App is extremely easy to use and there are many short cuts. Since I have monzo I don't use my usual bank account any more. That good Reviewed on: 13th April 2021

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