Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19143 reviews)

View other Monzo products

4.92

Based on 19,143 reviews, last reviewed 3rd Apr 2026

93550% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had such a great experience with Monzo. I’ve had such a great experience with Monzo. The features genuinely help you make the most of your money without it feeling overwhelming. The savings... Read more Reviewed on: 3rd April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19143)

Best banking experience ever

I've got a current, joint and business account with Monzo and they have always provided exemplorary service. It's head and shoulders above the experience offered by the old regime of banks Reviewed on: 13th April 2021

Easy to use, and great if you have gambling problems

Fantastic bank account. So easy to set up and use. You can set up spending pots and restrictions on where you can spend money, this is great if have problems managing your money. Reviewed on: 13th April 2021

A bank that thinks about my user needs

Monzo is banking designed for my lifestyle. It helps me see areas where I make my most expenditures, I can budget approximately. The notifications are superb. Approvals are easy to do. I can move money around by a swipe. It's transparent and reliable. I can't say enough good things about Monzo. It's simply banking tailored to my unique needs. Reviewed on: 13th April 2021

Brilliant

Such an easy app to use and anything spent (apart from petrol) is shown straight away. Also has pots that are easy to set up and use. Wages get paid in a day before which is also brilliant and really useful. Overall brilliant Reviewed on: 13th April 2021

Best Banking App!

I really enjoy using the Monzo banking app, it has helped me to keep on top of my day to day finances. Reviewed on: 13th April 2021

New Age Banking

I have no idea how I coped with banking before I switched to Monzo. Everything is so easy and instant. Everyone must try them out! Reviewed on: 13th April 2021

Amazing

Monzo has to be the best bank out there Reviewed on: 13th April 2021

So Easy

The set-up was simple and using the app couldn’t be easier, Reviewed on: 13th April 2021

Wish I joined sooner

I've been with Monzo now for nearly a year and my only regret is I didn't join sooner. Their customer service is top notch, the app works just brilliantly, everything about them is just first class and long may it continue. Reviewed on: 13th April 2021

Freedom of banking

Great banking system they have early pay is great never had a issue with Monzo Reviewed on: 13th April 2021

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Current Account
from Bank of Ireland 4.35 from 14 reviews
Current account
from Zopa 4.94 from 5953 reviews
Current account
from Unizest 2.60 from 2 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Under 16s account
from Monzo 4.98 from 923 reviews
Flex Purchase credit card
from Monzo 4.97 from 3086 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub