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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Brilliant bank

Does everything I need with the best mobile app out there. Reviewed on: 13th April 2021

Best decision I ever made

Amazing bank. Amazing service. I've always wanted to go full digital banking and glad I chose Monzo Reviewed on: 13th April 2021

Don't know what I would do without Monzo

Monzo continues to be far and away my favourite bank, love the app, keep up the good work! Reviewed on: 13th April 2021

Excellent online banking

A great bank to deal with and online banking at its simplest. Reviewed on: 13th April 2021

Super easy to use

The app is excellent and so simple to use with lots of helpful features. Reviewed on: 13th April 2021

love the pots

again the pots are the best thing Reviewed on: 13th April 2021

Best bank

Seamless transactions everytime Reviewed on: 13th April 2021

Easy and non fuss

One of the easiest bank apps too use. Simple and easy functions. Using Monzo had been faultless I bet the last 2 years Reviewed on: 13th April 2021

Easy to use, transparent and just great!

The app is easy to use, with so many small functionalities that provide a great customer user experience. They are transparent in that you always know where you are at with your finances - for instance, you always know exactly when you are going to be charged for something i.e. given plenty of notice. Making transfers is also easy and I love the savings pot function. Reviewed on: 13th April 2021

best bank moved my high street bank to these

great bank i moved all my savings and high street bank account to monzo Reviewed on: 13th April 2021

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