Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19143 reviews)

View other Monzo products

4.92

Based on 19,143 reviews, last reviewed 3rd Apr 2026

93550% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had such a great experience with Monzo. I’ve had such a great experience with Monzo. The features genuinely help you make the most of your money without it feeling overwhelming. The savings... Read more Reviewed on: 3rd April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19143)

Great, easy to use

Straightforward, safe and innovative banking Reviewed on: 13th April 2021

Great Customer Service & Very Accessible

Always here to help when you are in need such as bank fraud, payments and transfers are so easy with Monzo. Very friendly when you talk on the phone or on the app as they fixed everything you need in matters of time. Very happy overall when using monzo bank. Reviewed on: 13th April 2021

Exceeds expectations

Just exceeds expectations. My transactions are instant, I can get my money day before it arrives, I get interest paid on money in my account. Great Bank. Reviewed on: 13th April 2021

Great, thanks

Love Monzo, keep up the great work. Love all the features and recommended to all friends and family. Thank you Reviewed on: 13th April 2021

Simple and quick

Everything works so effortlessly, it's great. I have no regrets switching from Natwest. Support is quick and responsive too! Reviewed on: 13th April 2021

Just Better

A simpler, easier, more efficient banking experience than I've ever had with any brick & mortar bank. The app is smooth, paying people and receiving money is easy and managing your money is even easier. Reviewed on: 13th April 2021

The future

Those finteck innovations are the future. 100% recommended Reviewed on: 13th April 2021

100%

It’s very trustworthy and helpful Easy to use I’m super happy with Monzo Reviewed on: 13th April 2021

Smart and easy

Monzo makes banking easy - it's intuitive, smart, and makes tracking spend simple. Reviewed on: 13th April 2021

The best one

Fast, efficient, modern, just perfect, love them Reviewed on: 13th April 2021

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Essential Current Account
from Virgin Money 3.08 from 143 reviews
ufirstgold Account
from Ulster Bank 4.27 from 5 reviews
Current Account
from Tesco Bank 4.35 from 67 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Under 16s account
from Monzo 4.98 from 923 reviews
Flex Purchase credit card
from Monzo 4.97 from 3086 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub