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Monzo: Current Account reviews

4.92
Based on 17,221 reviews, last reviewed 8th Jul 2025
98% decrease in 5 star reviews
in the past 90 days
94% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Simply the best banking app and best bank. Simply the best banking app and best bank....period!. Wotks as it should...you can use your banking on a weekend too. Monzo is simply the best Reviewed on: 8th July 2025
David M's avatar
David M

Latest lowest rating:

1

Terrible, unreliable and disorganised customers serv... Terrible, unreliable and disorganised customers service. I do not trust them! Reviewed on: 28th May 2025
Sol 's avatar
Sol

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current Account reviews (17221)

The True modern banking

5
Monzo got everything you need from a bank Reviewed on: 13th April 2021

Amazing

5
This is best bank I have ever been with Reviewed on: 13th April 2021

Agile Bank

5
A bank that's flexible and innovative. Reviewed on: 13th April 2021

Brilliant

5
I've used Monzo as my sole bank account for a while now. The simple ability to manage income and outgoings with pots, the excellent and speedy text support and the easy to use application (with simple push-based 3d secure support rather than tedious code entry systems) make it a really great experience. Reviewed on: 13th April 2021

Best bank I've had by far

5
They have all the things a modern bank should have and my interaction with their app gives me everything I need in the way I would expect in 2021.. Other 'traditional' banks have fallen far behind Reviewed on: 13th April 2021

Monzo is the best!

5
My friends hate me for continually recommending Monzo! Best bank ever!!! Reviewed on: 13th April 2021

Easy, secure, responsive, innovative banking

5
My husband and I have been using Monzo since 2017, everyone comments on the colour of the card and this has always started a conversation where we sing Monzo’s praises, I think people thought we were on commission!! Couldn’t fault them and thoroughly recommend. Reviewed on: 13th April 2021

Been with monzo 2 years never no problems

5
I've been with monzo for over 2 years ive never had a problem card arrived very quickly Reviewed on: 13th April 2021

Fantastic Money Management

5
I am constantly using Monzo to balance my funds using the pots and roundups features, which are incredible. Bills, Lifestyle and savings all separated out so i know what i can and cant spend in a month, but all within the same account is genius! Reviewed on: 13th April 2021

Wicked init

5
Monzo is just wicked init, simple. Reviewed on: 13th April 2021

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