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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Best banking ive had

Love the pay day early option so easy with the app id never change banks again Reviewed on: 13th April 2021

Monzo wins

Easy no fuss banking. It works. Reviewed on: 13th April 2021

Everything is just so easy.

Incredibly convenient having everything in an app. Chat support is responsive, and any security checks I can just tap a notification, enter my pin, and the transaction gets approved. Fast better than traditional banks that require jumping in a call to clear a block... Reviewed on: 13th April 2021

A thousand times better than HSBC

Everything was such a chore with my old bank. Passwords, usernames, memorable places/words/colours, special key generators. Website was clunky, app was clunky. I switched for Monzo around 2016 and haven't looked back. Reviewed on: 13th April 2021

Easy to manage my money

Monzo made the whole process of switching my bank easy, they took care of everything and from then on its been easy to track, split, and manage my money as I see fit. I have so much more control. Their staff have been immensely helpful when I've had an issue too. Reviewed on: 13th April 2021

Love it

I love it as I can get my money a day easier at 4pm it’s great if I’ve not got enough that day Reviewed on: 13th April 2021

Banking as it should be

This bank really suits my needs Reviewed on: 13th April 2021

Money on the move

Instant notifications when using my account, easy to use everywhere Reviewed on: 13th April 2021

Great app, easy to use

Easy to use app, makes payments etc a breeze Reviewed on: 13th April 2021

Still the one to beat

Monzo still provides the best app based banking service in the UK. Other banks have some catching up to do. Reviewed on: 13th April 2021

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