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Monzo: Current Account reviews

4.92
Based on 17,221 reviews, last reviewed 8th Jul 2025
98% decrease in 5 star reviews
in the past 90 days
94% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Simply the best banking app and best bank. Simply the best banking app and best bank....period!. Wotks as it should...you can use your banking on a weekend too. Monzo is simply the best Reviewed on: 8th July 2025
David M's avatar
David M

Latest lowest rating:

1

Terrible, unreliable and disorganised customers serv... Terrible, unreliable and disorganised customers service. I do not trust them! Reviewed on: 28th May 2025
Sol 's avatar
Sol

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current Account reviews (17221)

Excellent

5
Monzo is quick acting. The app is great to use very simple and effective. All my family members now bank with monzo. Reviewed on: 13th April 2021

Friendliest bank!

5
I've been a Monzo customer for 4 years. Its technology is industry-leading, in my opinion, as I've held accounts with 2 other (traditional) banks in the UK. It is incredibly easy to do basic banking tasks and I don't get stopped in my tracks due to senseless security alerts like I do with Barclays, for example. Monzo's customer service is also the best in the game - they have always responded quickly and intelligently to my queries, which is more than I can say about other banks I'm with. Overall highly recommended. Reviewed on: 13th April 2021

Best bank ever

5
Great customer service... Really reliable banking Reviewed on: 13th April 2021

Easy to use

5
Great security and a very intuitive app. Reviewed on: 13th April 2021

Best bank I've ever used by far

5
I switched my account from Barclays to Monzo after 20 years because the experience Monzo provides is vastly superior in every way Reviewed on: 13th April 2021

How banking should be

5
I always thought banking was this laborious necessity, with banking hours that made no sense, processes that took so much time, and just a pain really. Monzo is everything I ever dreamed of, in a bank. Everything can be done online, transfers and payments done in an instant, and loads of great features, like the salary sorter, and having visibility of all my credit cards in one place. Love it! Reviewed on: 13th April 2021

I am happy

5
Super good bank.i am very happy Reviewed on: 13th April 2021

It's brilliant

5
I have enjoyed my account with Monzo.Best account I have ever had Reviewed on: 13th April 2021

So easy to manage money and accounts

5
Monzo has led the way in transparency and simplicity for its customers, in terms of the great functionality of the app. Being able to see all transactions, authorise spend in real time, freeze cards etc. has made taking control of my money and life so much easier. What once used to be painful with other banks has now become a joy. Reviewed on: 13th April 2021

Best Bank

5
Monzo has given me freedom and security over my savings and money like no other bank Reviewed on: 13th April 2021

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