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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Brilliant

Had no problems would highly recommend. As long as your not trading bitcoins or anything like that you should be ok Reviewed on: 13th April 2021

Monzo is perfect!

I have found Monzo to be an excellent alternative to the big banks and have been far more innovative than other banks I have used. I’m looking forward to what comes next! I would recommend Monzo to anyone. Reviewed on: 13th April 2021

Convenient and responsive banking method

Love the paper free presentation and ease of using the app. Great to have an instant record to hand of all my banking. Reviewed on: 13th April 2021

Great customer service and great bank.

Monzo have always looked after me and have always been there when I needed them. Love you Monzo! Reviewed on: 13th April 2021

Simple and user friendly

Monzo has by far the best customer experience and is just ao straightforward, strongly recommend Reviewed on: 13th April 2021

Amazing bank

I recommend this super bank with all my heart, I have never had a problem with it.. Reviewed on: 13th April 2021

Best Bank in Britain

Easy to use online banking. Love that you can pay from pots. Love that you get pay a day early so if you employer pay you on the the Friday you get can get it 4 on Thursday Reviewed on: 13th April 2021

Innovative

It's great, I especially like the pots and the use of ifttt Reviewed on: 13th April 2021

Love monzo!

Easy to use, so many useful features. I literally recommend to all my friends and family. Monzo have helped me save thousands with their budgeting features. Reviewed on: 13th April 2021

The best

I joined monzo as a friend at work recommended it a few years back, since I have got my whole family on board.. I have nothing but positives too say! And also getting paid a day early is amazing too!! Reviewed on: 13th April 2021

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