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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Top bank - Great App!

Simple easy banking via the app. Reviewed on: 13th April 2021

BEST BANK EVER!!

The app is amazing, customer service is 1st class. I use to be very bad at managing my money but turns out I just needed a better bank! I wouldn’t bank with anyone else, ever! All my family and friends bank with them too, which makes life easier. They’re doing a great job. I’m a huge fan! Reviewed on: 13th April 2021

Monzo

Monzo helped my organise my money. Money makes travelling easy for me. Monzo is easy to understand and better than all other banks i have been with Reviewed on: 13th April 2021

A better way to bank - for real

Been a customer since before the business became a fully fledged bank and been a satisfied one ever since Reviewed on: 13th April 2021

Monzo is the best

I love monzo its the best bank I've been with so far and I will never look back! Thankyou for all you do monzo ❤️ Reviewed on: 13th April 2021

Best Bank By Far

Since moving to Monzo Bank, Everything has been so easy and straightforward. Their App is very easy to use and the assistance from staff is always top class whenever I have a query. I will most certainly be staying with Monzo for many years to come. Reviewed on: 13th April 2021

Outstanding

Love it. Since getting the account I’ve managed to balance my accounts better and save. I now have a small but helpful pot of savings to fall back on. Reviewed on: 13th April 2021

The best!

Vhkfkffhxcjcdhdjdufuffjfjfjffcckckckcjc Reviewed on: 13th April 2021

Straight forward modern day bank

Started Using Monzo when i was at university over 5 years ago, been using it as my day to day bank ever since. The features such as money pools, instant notifications when money is coming in or going out, excellent exchange rates and gps locations when paying by card makes it perfect for staying on top of your finances as well as helps to prevent fraudulent transactions. Reviewed on: 13th April 2021

A bank for the modern age

Monzo have been pushing some terrific features into the banking age. Instant notifications whenever you spend anything, virtual cards for temporary use & rapid response when contacting customer service. I've not had a single bit of bother when using Monzo. Reviewed on: 13th April 2021

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