Smart Money People Logo

Monzo: Current Account reviews

4.92
Based on 17,221 reviews, last reviewed 8th Jul 2025
98% decrease in 5 star reviews
in the past 90 days
94% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Simply the best banking app and best bank. Simply the best banking app and best bank....period!. Wotks as it should...you can use your banking on a weekend too. Monzo is simply the best Reviewed on: 8th July 2025
David M's avatar
David M

Latest lowest rating:

1

Terrible, unreliable and disorganised customers serv... Terrible, unreliable and disorganised customers service. I do not trust them! Reviewed on: 28th May 2025
Sol 's avatar
Sol

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current Account now

Help others make smarter decisions by sharing your own experience. Write a review

Monzo Current Account reviews (17221)

No nonsense.

5
Great bank, great app, great features. Above all, a simple, no nonsense bank. Reviewed on: 13th April 2021

So easy

5
Just the most user friendly and easy bank to use. Reviewed on: 13th April 2021

No 1 Bank

5
Monzo last customer service is second to none, and the ease of access to manage your accounts via the app is incredible. Reviewed on: 13th April 2021

Fab

5
Easy and clear to use. Modern. When I’ve needed help on the chat they’ve always been quick to respond. Love the features. Reviewed on: 13th April 2021

Excellent bank, never had an issue

5
It’s so quick and easy to use, the money round up pots are great :) best bank I’ve been with Reviewed on: 13th April 2021

Best Bank Ever!

5
I moved all my accounts over to Monzo recently after having Monzo for a few years just to use for daily spending. I could not recommend this bank enough, it is fantastic for seeing exactly what you are spending on what, budgeting, having money in various spending pots, and the overall look and feel of the app is 10 out of 10. I actually couldn’t wait to get rid of my old-fashioned, stodgy account with NatWest where you can’t even change the name of each account anymore, and the customer service is very poor. There is no way I’d ever change over to another bank now! Monzo feels like it’s built for their users, it’s fresh and colourful and so easy to use and understand. Monzo has really helped me with understanding and organising my finances, so a huge thank you for that! Reviewed on: 13th April 2021

Excellent bank

5
Great bank, from setting up your account to day to day use of the app it’s so easy to use Reviewed on: 13th April 2021

Fantastic bank which actually tries to work for customers

5
Friendly and feature packed. Making the legacy banks panic by doing things which should be simple in a digital age. Absolutely love them. Reviewed on: 13th April 2021

Best bank

5
So easy, simple and quick. Can't fault it! Reviewed on: 13th April 2021

Superb

5
Has features other banks lack. Almost impossible to forget when a direct debit is due as it notifies you in advance. With the 'get paid early' feature I can sometimes get my wage on the Friday when it's due on the Monday after. Reviewed on: 13th April 2021

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Contents insurance

    from Monzo 5.00 from 2 reviews
    Monzo
  • Flex Credit Card

    from Monzo 4.96 from 2510 reviews
    Monzo
  • Under 16s account

    from Monzo 4.95 from 411 reviews
    Monzo
    View all products