Write a review

Newsletter

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

View other Monzo products

4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Innovative banking

We're relatively new to Monzo, having used traditional banks for years. There are some excellent and innovative functions available through monzo which are new to me. Particularly the early payday option is fantastic and a lifesaver for us sometimes. Being able to pay Bill's from a separate savings pot is great too. Would never go back to a traditional bank! Reviewed on: 13th April 2021

Quick, accurate and easy to use

When I needed to speak to office they were able to help me easily and I did not have to wait ages ir be redirected on a call routing option Reviewed on: 13th April 2021

Forward thinking customer centric bank

Monzo have exceeded my expectations since signing up a few years ago for their top-up card. Since becoming a bank they have delivered great value through their services which led me to switch over to use as my main bank. Keep up the good work Reviewed on: 13th April 2021

Wide variety of payment services

A refreshing a "can do" from this bank Reviewed on: 13th April 2021

Great

The monzo app is so easy to use and transactions appear straight away making it easy to keep track of money. If there’s ever any problems their live chat team respond straight away and have always got any of my issues sorted very quickly. Also love that monzo lets you get paid a day early! Reviewed on: 13th April 2021

Quick & Easy Banking

Monzo is great for real time banking and keeping up with your spending habits. Reviewed on: 13th April 2021

Makes my life easier

Monzo makes managing money very easy, My current top favourite features are: Direct debts fro buckets, (allows you to set aside some money for all your bills) Salary sorter, once you get your salary you can very quickly sort it into buckets. Reviewed on: 13th April 2021

Bank of the future now

Monzo - the bank of the future now - great product, big impact. Well done. Reviewed on: 13th April 2021

Good

Good work about care our money and pro term and condition Reviewed on: 13th April 2021

Banking made easy

Brilliant bank and very good customer service Reviewed on: 13th April 2021

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Black account
from NatWest 4.10 from 234 reviews
Graduate Current Account
from RBS 3.86 from 11 reviews
Premier current account
from Barclays 4.16 from 118 reviews

Want to see more from Monzo?

Flex Purchase credit card
from Monzo 4.90 from 3185 reviews
Under 16s account
from Monzo 4.89 from 945 reviews
Investments
from Monzo 4.86 from 1143 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub