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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19243 reviews)

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4.93

Based on 19,243 reviews, last reviewed 8th Apr 2026

98450% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

4

Solid and dependable, just lacks rewards Monzo's app is solid and dependable — it just works, every time. Notifications, budgeting tools and the overall experience are excellent. The main dra... Read more Reviewed on: 8th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19243)

Reliable and easy to use

Complete control of your money. Simple to use and understand. Reviewed on: 13th April 2021

Banking 3.0

Easy to use , plenty of cool features, slipt payments, request/receive money and great customer service. Reviewed on: 13th April 2021

So easy

Easy and satisfying. The app makes it so easy to do all your everyday banking and to keep an eye on what goes where. I would never go back to a tradition bank. Reviewed on: 13th April 2021

Awesome Monzo

Any problems dealt with super quick. Very kind and professional staff. Thank you Reviewed on: 13th April 2021

Great app

Great app (‘pots’ in the current account are a lifesaver) and customer support. You get the impression with Monzo that they put customers at the forefront of everything they do. Reviewed on: 13th April 2021

Easy to use and transparent.

I have been using Monzo for 2-3 years now and has been delighted by the service provided by Monzo. The ease of use of the App and the transparency it provides makes managing my expenses a breeze. Competitors have had to up their ante to match Monzo's features which in itself is a tribute to Monzo's success. Highly recommended. Reviewed on: 13th April 2021

What a Bank should be like

Only good experiences with this Bank Would recommend it to anyone Reviewed on: 13th April 2021

Great bank

So easy to use and quick to respond Reviewed on: 13th April 2021

Great experience

Is easy to use and love it! It makes my days pink. Reviewed on: 13th April 2021

All in one package

User friendly, top customer service, open and transparent. Reviewed on: 13th April 2021

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