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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Favourite Bank

5
Absolutely love monzo best bank there is! Reviewed on: 13th April 2021
Michael Ryan's avatar
Michael Ryan

Monzo.. that is all.

5
Monzo is a bank that I want. No issues, but if there were to be, their customer service is second to none. The app is smooth and sexy with everything you need from your bank incredibly accessible. Pots? The easiest thing any bank could copy, but would they perfect it like Monzo have? Probably not. The use of pots is brilliant; simple tools to have outgoings monitored, pennies (even pounds) saved at no extra effort from me. It’s like magic! All round, Monzo tick every box and I cannot complain. Great work from the teams who make Monzo a possibility. Reviewed on: 13th April 2021
Jack Fletch's avatar
Jack Fletch

Lovely app easy to use but No transfer to Saudi

4
I am from middle east (SAUDI ARABIA) and my friends and I are always suffering if we want to make any international transfer to Saudi Arabia. Hopefully this feature is added soon enough. :( Reviewed on: 13th April 2021
wiz-91@hotmail.com's avatar
[email protected]

Absolutely Great

4
If I have any questions no matter even they are stupid/petty I ask in app-chat and they always help the only reason it's not maxed out on rating is the chat CAN be slow sometimes but you don't have to be on it so it doesn't really matter Reviewed on: 13th April 2021
Nathan McCann's avatar
Nathan McCann

so easy to control my money with Monzo

5
I was with the Halifax 35 years always struggled controlling my account and my direct debit‘s and standing orders not understanding what was going on with my bank statements then realised Monzo had a lot more to offer me in the way of understanding how I spend my money and save money and pay bills the best thing I ever did was switching from the Halifax to Monzo, and yes I forfeited a £10,000 overdraft at the Halifax I’ve now got just £1000 from Monza overdraft and coping with it perfectly. Reviewed on: 13th April 2021
Martin Brown's avatar
Martin Brown

One of the best service bank in Uk

5
Good service specially sending money to overseas Reviewed on: 13th April 2021
Tajinder Rooprai's avatar
Tajinder Rooprai

Full spot monzo my friends used monzo

5
I love monzo Super monzo bank all is well Reviewed on: 13th April 2021
Ravinde singh's avatar
Ravinde singh

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5
Ccjeuejdjfjffbfjdjdjejjedhfugghh. Dddifjcvjfddifk kefkvofjrjviv Reviewed on: 13th April 2021
Georgian Dobre's avatar
Georgian Dobre

Brilliant online banking!

5
We love using Monzo, it comes without overly complicated processes and accounts are so simple to manage. Reviewed on: 13th April 2021
Vanora's avatar
Vanora

User friendly

5
So simple to use and mega convenient - now use as my main bank account and would highly recommend to anyone Reviewed on: 13th April 2021
Ashleigh Neville's avatar
Ashleigh Neville

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