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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Easy banking

Easy use App and features add up to a really valuable banking product in your pocket! Reviewed on: 13th April 2021

Simply brilliant

Fabulous.... few things to improve going forward but so happy with my experience. Would not hesitate to recommend. Reviewed on: 13th April 2021

Brilliant bank and customer services

I can’t fault Monzo I tell everyone how good they are. Any issues are dealt with fast by customer services. Love everything about it, thank you ! Reviewed on: 13th April 2021

Good

Great and good nothing much I can say Reviewed on: 13th April 2021

Best banking app ever

Love Monzo and how easy it is to use. Customer service is great and the app is amazing for budgeting and saving.. or at least attempting to save Reviewed on: 13th April 2021

Incredibly efficient

I love the efficiency of using Monzo. I can transfer funds from other accounts and to friends and family in seconds and keep tabs on my balance and expenditure on my watch and phone. Its incredible to think how sophisticated personal banking has become. I can control my savings and itemise my expenditure all on one app without having to ever leave my armchair if I choose. I also love the security it gives my young adults as they can preload a monzo card and then not spend more than they can afford like you can on other credit cards. There is nothing not to like. Reviewed on: 13th April 2021

Nothing is to much trouble for them

All my dealings with monzo, so far has been excellent Reviewed on: 13th April 2021

The most easiest banking in the world

I’ve never been good with online banking until I was advised to change to Monzo and wow my life was so much easier so thank you Monzo Reviewed on: 13th April 2021

Best bank I've ever used!

Easy to use. Everything is clear and concise. If you're ever struggling with anything then all the team are just a few clicks away! Reviewed on: 13th April 2021

Just brilliant.

So uncomplicated and clear to use. Love it! Reviewed on: 13th April 2021

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