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Monzo: Current Account reviews

4.92
Based on 17,221 reviews, last reviewed 8th Jul 2025
97% decrease in 5 star reviews
in the past 90 days
71% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
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0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Simply the best banking app and best bank. Simply the best banking app and best bank....period!. Wotks as it should...you can use your banking on a weekend too. Monzo is simply the best Reviewed on: 8th July 2025
David M's avatar
David M

Latest lowest rating:

1

Terrible, unreliable and disorganised customers serv... Terrible, unreliable and disorganised customers service. I do not trust them! Reviewed on: 28th May 2025
Sol 's avatar
Sol

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current Account reviews (17221)

Best Bank Ever

5
I used to get absolutely screwed with the HBOS if I went overdrawn,never any warning just charged £15. Monzo let’s you know if you are going to be overdrawn and you can avoid charges. Brilliant Reviewed on: 13th April 2021

Fantastic bank

5
Early payments which have been very handy indeed. Separate bill pot so I can separate my bill money and forget about it leaving money I have left clear to me. Plus other pots to save for items. I tell everyone about Monzo. I highly recommended this bank. Reviewed on: 13th April 2021

Best bank I've had!

5
So many great free features that other banks charge for. Best looking cards aswell Reviewed on: 13th April 2021

Best money saver!!!!

5
So most banks are jumping on the bandwagon of telling you when and where you are spending your money. But monzo really helps with saving and splitting your money into pots so you can limit your spending. It's fantastic Reviewed on: 13th April 2021

Flawless

5
Making it so easy. Building for every customer, not just the financially literate. Reviewed on: 13th April 2021

Great!

5
Such a great bank!! Wish I switched to you guys years earlier than I did! Reviewed on: 13th April 2021

Best Bank out there

5
The best bank out there. Great line of products and fantastic features like early salary payment. Reviewed on: 13th April 2021

Monzo is awesome bank!!!

5
Very innovated, easy to use, has great features, safe, customer service is very good and quick, great perks and additional benefits!! Reviewed on: 13th April 2021

Simple, smart banking

5
My experience with Monzo has been without issues or worries. A great, intuitive app, easy transfers and payments, clear visibility and instant notification of transactions are all reasons why I would highly recommend Monzo Reviewed on: 13th April 2021

Always had amazing service

5
Always there to help with any questions or queries, brilliant service Reviewed on: 13th April 2021

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