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Monzo: Current Account reviews

4.92
Based on 17,223 reviews, last reviewed 10th Sep 2025
99% decrease in 5 star reviews
in the past 90 days
85% decrease in 1 star reviews
in the past 90 days
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96%
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3%
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1%

Latest highest rating:

5

Excellent Lost funds to a broker or blocked from making withdrawals? BSB Forensic.com helps victims recover what’s rightfully theirs quickly and effectively. Re... Read more Reviewed on: 10th September 2025
Benson t's avatar
Benson t

Latest lowest rating:

1

Monzo is a very supportive and is a great bank Monzo is a very supportive and is a great bank Reviewed on: 8th August 2025
Alayande James's avatar
Alayande James

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current Account reviews (17223)

An intelligent bank in your pocket

5
Monzo has smart functions that have revolutionised my money management. It’s like having a financial assistant in your pocket 24x7. On the rare occasion customer service has been required it has been swift, knowledgeable and polite. Reviewed on: 13th April 2021

It is a very good bank

4
It is a very good bank, I’m happy with how fast things get sorted and how user friendly the app is, the only thing missing is a credit card. Reviewed on: 13th April 2021

Love my monzo bank account

5
Monzo let's me sort all my direct debits into money pots so when I get my salary. I put the direct debit payments into them so that there are no surprises and the payments are taken out from them. Also can use my debit card abroad and get one of the best exchange rates when paying by card. Also getting my salary early is also very useful too. Reviewed on: 13th April 2021

Best bank

5
Lovely product, great app and visibility Reviewed on: 13th April 2021

Best bank I've been with.

5
Monzo makes all the other banks feel obsolete and old. Reviewed on: 13th April 2021

Bank for the 21st century

5
Great bank with an extremely polished mobile app and systems that belong in the 21st century, not in an 80s sci-fi movie. Knocked down a point for locking features behind a paywall (plus) Reviewed on: 13th April 2021

Missing credit card and more value for premium users

4
Missing credit card and more value for premium users Reviewed on: 13th April 2021

Best British Bank

5
Monzo has helped me achieve my financial goals and has always given the best service compared to banks I’ve held accounts with in the past. Reviewed on: 13th April 2021

Everything a bank should be

5
Not had a single bad experience with Monzo despite being a customer from their beta phase. Reviewed on: 13th April 2021

Friendliest bank

5
Always friendly staff who are happy to assist and always go out of their way to look after you Reviewed on: 13th April 2021

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