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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Freedom of banking

5
Great banking system they have early pay is great never had a issue with Monzo Reviewed on: 13th April 2021
David Millington's avatar
David Millington

Review

5
Monzo was really quick to set up and really easy to use. It makes budgeting and saving simpler than any other bank I've used, and makes it easy to see when you're overspending. Lots of handy features. Reviewed on: 13th April 2021
Nicola's avatar
Nicola

Best, efficient and functional

5
Since I moved to Monzo I found all the features that I was missing from other banks. Reviewed on: 13th April 2021
Vincenzo Taddeo's avatar
Vincenzo Taddeo

Great bank

5
One of the first banks to give you a bank account you can use worldwide with great exchange rates have used so far in about 10 different countries with ease. Reviewed on: 13th April 2021
Robert Garrett's avatar
Robert Garrett

Amazing Bank

5
Great bank, quick response and super easy app. Reviewed on: 13th April 2021
John Bamborough's avatar
John Bamborough

Best bank ever

5
They are super helpful and clear with their advice and it’s always a very personal service and it really feels like they care. Reviewed on: 13th April 2021
olivequeeney@gmail.com's avatar
[email protected]

Amazing Bank

5
Everything is so simple! 100% recommend! Reviewed on: 13th April 2021
Cjay89's avatar
Cjay89

the best current account out there

5
Monzo is intuitive, comprehensive and continually improving to maintain its competitive position and move ahead of the pack in its core areas of strength. Can't ask for much more in terms of a retail current account provider. Keep it up team! Reviewed on: 13th April 2021
Andrew Smith's avatar
Andrew Smith

Perfect

5
Always helpful and always funny Reviewed on: 13th April 2021
Lilla's avatar
Lilla

The way banking should be done!

5
Love Monzo, recommended by a friend and never looked back. Love the instant notifications on the mobile app, and the integrations with google sheets into all my finances in real time. The way banking should be done, love it! Reviewed on: 13th April 2021
Marcus McDonald's avatar
Marcus McDonald

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