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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

The best one

Fast, efficient, modern, just perfect, love them Reviewed on: 13th April 2021

Best banking experience ever

I've got a current, joint and business account with Monzo and they have always provided exemplorary service. It's head and shoulders above the experience offered by the old regime of banks Reviewed on: 13th April 2021

Easy to use, and great if you have gambling problems

Fantastic bank account. So easy to set up and use. You can set up spending pots and restrictions on where you can spend money, this is great if have problems managing your money. Reviewed on: 13th April 2021

A bank that thinks about my user needs

Monzo is banking designed for my lifestyle. It helps me see areas where I make my most expenditures, I can budget approximately. The notifications are superb. Approvals are easy to do. I can move money around by a swipe. It's transparent and reliable. I can't say enough good things about Monzo. It's simply banking tailored to my unique needs. Reviewed on: 13th April 2021

Brilliant

Such an easy app to use and anything spent (apart from petrol) is shown straight away. Also has pots that are easy to set up and use. Wages get paid in a day before which is also brilliant and really useful. Overall brilliant Reviewed on: 13th April 2021

Best Banking App!

I really enjoy using the Monzo banking app, it has helped me to keep on top of my day to day finances. Reviewed on: 13th April 2021

New Age Banking

I have no idea how I coped with banking before I switched to Monzo. Everything is so easy and instant. Everyone must try them out! Reviewed on: 13th April 2021

Amazing

Monzo has to be the best bank out there Reviewed on: 13th April 2021

So Easy

The set-up was simple and using the app couldn’t be easier, Reviewed on: 13th April 2021

Wish I joined sooner

I've been with Monzo now for nearly a year and my only regret is I didn't join sooner. Their customer service is top notch, the app works just brilliantly, everything about them is just first class and long may it continue. Reviewed on: 13th April 2021

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