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Monzo: Current Account reviews

4.92
Based on 17,221 reviews, last reviewed 8th Jul 2025
97% decrease in 5 star reviews
in the past 90 days
71% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Simply the best banking app and best bank. Simply the best banking app and best bank....period!. Wotks as it should...you can use your banking on a weekend too. Monzo is simply the best Reviewed on: 8th July 2025
David M's avatar
David M

Latest lowest rating:

1

Terrible, unreliable and disorganised customers serv... Terrible, unreliable and disorganised customers service. I do not trust them! Reviewed on: 28th May 2025
Sol 's avatar
Sol

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current Account reviews (17221)

Best online bank

5
I have been with Monzo for a long time now. I was hesitant at first but, now I am with them, by far the best experience. Great customer service and it’s all online making it easier. Highly recommend them. Reviewed on: 13th April 2021

a bank that makes it... easy

5
Monzo gives you everything you need in your pocket. no sales people, no upselling, no waiting in line. Just a good bank that you can trust that understands the importance of technology. Reviewed on: 13th April 2021

Best bank I've had

5
I love using monzo banking. To see how much I've spent come off in real time and not 3 days later for some storrs. Great that I can split my money into pots for different bills, then I know exactly how much I have. Also love that it works out how much I have that is mine after taking into account my direct debits. Makes managing my money so much easier. Reviewed on: 13th April 2021

Excellent service and bank

5
I never had any problems with the bank and it is very much what I wanted in a bank. Reviewed on: 13th April 2021

Technologically Unsurpassed

5
Show me a bank with a better app and I'll eat my hat. Didn't think so. Monzo has been a breath of fresh air in these trying, unprecedented times and I could not recommend it enough to all my friends and family – which of course I've already done. Reviewed on: 13th April 2021

Game changerq

5
I love that my direct debits come from a pot, that i have added protection when buying online by having to approve the transaction. I have never felt so in control of my money! Reviewed on: 13th April 2021

The full package.

5
Amazing app, outstanding customer service and great benefits with premium accounts. Reviewed on: 13th April 2021

Simplest, easiest, cleanest banking ever

5
There isn't one thing I don't like about monzo its all straight forward. I've now switched to business banking with them too, not only was it cheaper than my previous bank but the service has been outstanding so far. Reviewed on: 13th April 2021

Excellent banking done right !!!

5
Always had no problems using monzo and the staff are so friendly and helpful I just live monzo and would highly recommend them! Reviewed on: 13th April 2021

Easy to set up and to use

5
I started using monzo as my other bank shut my account down and I found monzo to be much better in comparison anyway I've been with them for a couple of years now and have no complaints Reviewed on: 13th April 2021

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