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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

User friendly

extremely useful and user friendly bank and app Reviewed on: 13th April 2021

Great, easy to use

Straightforward, safe and innovative banking Reviewed on: 13th April 2021

Great Customer Service & Very Accessible

Always here to help when you are in need such as bank fraud, payments and transfers are so easy with Monzo. Very friendly when you talk on the phone or on the app as they fixed everything you need in matters of time. Very happy overall when using monzo bank. Reviewed on: 13th April 2021

Exceeds expectations

Just exceeds expectations. My transactions are instant, I can get my money day before it arrives, I get interest paid on money in my account. Great Bank. Reviewed on: 13th April 2021

Great, thanks

Love Monzo, keep up the great work. Love all the features and recommended to all friends and family. Thank you Reviewed on: 13th April 2021

Simple and quick

Everything works so effortlessly, it's great. I have no regrets switching from Natwest. Support is quick and responsive too! Reviewed on: 13th April 2021

Just Better

A simpler, easier, more efficient banking experience than I've ever had with any brick & mortar bank. The app is smooth, paying people and receiving money is easy and managing your money is even easier. Reviewed on: 13th April 2021

The future

Those finteck innovations are the future. 100% recommended Reviewed on: 13th April 2021

100%

It’s very trustworthy and helpful Easy to use I’m super happy with Monzo Reviewed on: 13th April 2021

Smart and easy

Monzo makes banking easy - it's intuitive, smart, and makes tracking spend simple. Reviewed on: 13th April 2021

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