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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Best Banking Experience

I love Monzo, the customer service is amazing and budgeting tools and saving pots have helped me take control of my finances and actually have more disposable income as im not forever paying bank charges due to the notification the day before to remind me i have a payment pending. I would be lost with Monzo!! Reviewed on: 13th April 2021

Easy banking. Useful!

It’s perfect. No more high street banks needed! Reviewed on: 13th April 2021

As a bank should be

There in the background for when you need them and the App is so simple to use Reviewed on: 13th April 2021

Love it!

Wish I found Monzo sooner!! Love this bank. It’s made me mange my money so much easier than before. Reviewed on: 13th April 2021

Best of the best

Everything is incredibly fast and easy Reviewed on: 13th April 2021

Awesome!

Monzo is one by far the most user friendly, easy to use mobile banking company in the market. Pot creation is ingenious and being able to manage debit orders with a click of a button is fantastic. Reviewed on: 13th April 2021

Innovative Bank

Innovators in banking and has clearly spurred other big name established banks to try and follow suite. Reviewed on: 13th April 2021

Amazing!

I’m really happy that i choose Monzo as my bank. It was very easy to register an account and apply for a card. The Monzo app works brilliant and really easy to use. I recommend Monzo for everyone! Thank you! Reviewed on: 13th April 2021

Best Bank Ever

Brilliant app. Savings pots are a great idea. Couldn't recommend Monzo more highly. Reviewed on: 13th April 2021

Monzo is my best friend

When traveling, you can't find a better partner! Reviewed on: 13th April 2021

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