Smart Money People Logo

Monzo: Current Account reviews

4.92
Based on 17,221 reviews, last reviewed 8th Jul 2025
97% decrease in 5 star reviews
in the past 90 days
71% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Simply the best banking app and best bank. Simply the best banking app and best bank....period!. Wotks as it should...you can use your banking on a weekend too. Monzo is simply the best Reviewed on: 8th July 2025
David M's avatar
David M

Latest lowest rating:

1

Terrible, unreliable and disorganised customers serv... Terrible, unreliable and disorganised customers service. I do not trust them! Reviewed on: 28th May 2025
Sol 's avatar
Sol

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current Account now

Help others make smarter decisions by sharing your own experience. Write a review

Monzo Current Account reviews (17221)

Simple and Reliable

5
Monzo put the pleasure back in banking. Reviewed on: 13th April 2021

Real Time Banking

5
Having text alerts as soon as I’ve spent and immediate balance is amazing, for me Monzo were first to the line with this. Reviewed on: 13th April 2021

Best bank by far!

5
Great service and experience, the app is the best Reviewed on: 13th April 2021

Best banking experience

5
Monzo is by far the best bank I’ve used and, while there’s the odd thing I can’t do in the app (like cheque imaging) it’s so much easier to use than rivals such as Starling. Reviewed on: 13th April 2021

Great accessibility, features and support

5
Love how easy the app is to use and keep track. I feel my account is secure, instant payment notifications are reassuring. Great support on the few occassions I have needed it. It just works and it comes across that they understand the problems with bnaking and managing money and are working to solve them. Reviewed on: 13th April 2021

Forward thinking company changing the face of banking

5
I love Monzo! It's a very innovative and forward thinking company that is changing the face of banking. It helps me save money and get a better grip on my finances. It's a nifty app, very easy to use etc and the team behind the brand are so lovely too. They genuinely care about their customers. I recommend Monzo to my friends all the time and will continue to do so. They are the future of banking. Reviewed on: 13th April 2021

Great user interface

5
Amazing UI, and overal digital banking experience Reviewed on: 13th April 2021

Great Company

5
Monzo is so easy to use and notifies me immediately when i have made or received money into my account Reviewed on: 13th April 2021

Amazing

5
Not only a friendly and easy to use bank but they listen to customers and take feedback positively and act on it, as well as being technologically beyond most other banks. Reviewed on: 13th April 2021

Brilliant bank, full of features

5
Love all the features of Monzo, embracing technology to modernise banking. Reviewed on: 13th April 2021

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Contents insurance

    from Monzo 5.00 from 2 reviews
    Monzo
  • Flex Credit Card

    from Monzo 4.96 from 2510 reviews
    Monzo
  • Under 16s account

    from Monzo 4.95 from 411 reviews
    Monzo
    View all products