Write a review

Newsletter

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

View other Monzo products

4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Monzo is the one!!

Monzo is such an easy , straightforward card.. so easy to use.. also love the bright orange colour which makes it stand out!!! You can have various pots to either save, set aside for a holiday etc!!! Any problems with your card they resolve straight away... totally wouldn’t be without mine!! Reviewed on: 13th April 2021

Great security features

Arriving in the UK after 22 years in Australia, it was so easy to open my account with my Australian passport while I received copies of my UK driving licence and UK passport. I like the security of the app asking if I've just authorised an online sale or anything. This is my only UK bank account and has everything that I need. My girlfriend will be opening one when she arrives from overseas. Reviewed on: 13th April 2021

Best by far

Monzo is the cutting edge when it comes to banks! Reviewed on: 13th April 2021

Best Bank

Monzo is the best account I have ever used. If you have mono, you don't need any other bank account. It has really friendly banking application as well. Reviewed on: 13th April 2021

Amazing Bank

I absolutely love my Monzo account, it gives me so much more freedom over my finances and helps me control my spending! Superb! Reviewed on: 13th April 2021

How banking should be

Easy to use and set up, instant notifications the opportunity to see all your accounts in one place. Reviewed on: 13th April 2021

Everything you could ever want

Everything you could ever want. All under one roof Reviewed on: 13th April 2021

Modern banking made good

Always on hand to help, never had a transactional problem and just love how we can pay from pots. Reviewed on: 13th April 2021

Monzo the most best bank

Where do I even start. This bank has truly made my finances so much better. From letting me get paid one day early for free, to telling me when I don’t have enough for my direct debits the day before it’s taken. They’ve really thought out everything and it’s amazing. You can pay and receive money from people using a simple link, you can create pots and lock them to help budget your spending and sort out your bills, or they’ll do it for you! They’ll give you a change to sort out any unarranged overdrafts before charging you, their customer service is so easy to contact. This bank is truly of the future, and soon enough high street banks will lose its credibility. THANK YOU MONZO Reviewed on: 13th April 2021

Best bank I've ever been with.

Could not ask for a better bank, excellent customer service, excellent app, everything works. Could not ask for more. Reviewed on: 13th April 2021

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Ultimate Reward Current Account
from Halifax 3.71 from 101 reviews
Current account
from LHV Bank 4.49 from 35 reviews
Current account
from Triodos Bank 4.86 from 10947 reviews

Want to see more from Monzo?

Flex Purchase credit card
from Monzo 4.90 from 3185 reviews
Under 16s account
from Monzo 4.89 from 945 reviews
Investments
from Monzo 4.86 from 1143 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub