Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Monzo Current account reviews (19422)

Great bank

5
really helpful and supportive. Really intuitive app. Reviewed on: 13th April 2021
sgwebb's avatar
sgwebb

Easy to use, great features

4
Monzo are a breath of fresh air. The app is easy and pleasant to use and the instant spend notifications are really handy. The only thing they need to improve on is customer service. In the unlikely event that you do need to get in touch with them it can take an age to get a response and you're often passed from pillar to post trying to get a comprehensive response. Reviewed on: 13th April 2021
Oliver Nash's avatar
Oliver Nash

Excellent service

5
Always friendly and 24hr customer service, BRILLIANT!! Reviewed on: 13th April 2021
Di's avatar
Di

Great friendly, helpful service.

5
Problems are quickly resolved by the helpful, friendly service team. The app keeps you up-to-date with your money. Can't fault these guys. Reviewed on: 13th April 2021
Steve Hepworth's avatar
Steve Hepworth

Awesome

5
Great app, easy to navigate. Easy to do the transactions. Gives spending overall. Reviewed on: 13th April 2021
Jana's avatar
Jana

21st century digital banking.

5
Literally life changing service. Bringing 21st century digital banking to your fingertips. Simple to use and extensive in handy features to help track and control your finances. 10/10 Reviewed on: 13th April 2021
WayneTaylor's avatar
WayneTaylor

Convenient and practical

5
Hassle free banking with responsive customer service. Reviewed on: 13th April 2021
Kifa's avatar
Kifa

The change we all needed.

5
Monzo has taken the way we used to bank and given it’s customers a fresh new banking experience. Move over stiff , bowler hat wearing banks .... Reviewed on: 13th April 2021
Faye Moore's avatar
Faye Moore

Great bank

5
Couldn’t recommend Monzo highly enough. Very easy to use, great features and feels like a community rather than big bank Reviewed on: 13th April 2021
Andrew James's avatar
Andrew James

Recommended to all my friend

5
Quick answer Quick treat I love it Reviewed on: 13th April 2021
imane chentouf's avatar
imane chentouf

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Flex Purchase credit card

    from Monzo 4.90 from 3185 reviews
    Monzo

  • Under 16s account

    from Monzo 4.89 from 945 reviews
    Monzo

  • Investments

    from Monzo 4.86 from 1143 reviews
    Monzo
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill