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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Really Amazing

My experience with monzo, it's been very easy and no stress thinking money, easy to get money sent to you, and they help you thinking off splitting your money like bills ect. I've got the app on my phone anything I need help with it's right there in the app. I very happy with my banking. Thanks Reviewed on: 13th April 2021

Monzo is the best

Couldn’t love a bank before joining Monzo. They’re here to help everybody and actually care about providing an experience that isn’t frustrating. Reviewed on: 13th April 2021

Love monzo

Monzo is outstanding. Fast and efficient. Reviewed on: 13th April 2021

Easy way to manage money and budget

Monzo Bank is different from my other banks, the application process was quick and straightforward, and the app is excellent and intuitive. It is so useful that the spend shows up in the app right away, I can categorise it and I can add notes or receipts. Sending money or setting up standing orders is also similarly easy, as is setting up savings 'pots'. I have had an issue with an online shop not sending me the goods I paid for so I escalated the issue to Monzo who gave me an estimated resolution date, updates, and were able to return my money - the whole process was easy and didn't involve waiting in a long phone call queue. Monzo can also be used in Europe with no exchange fees which is amazing as I spend a lot of time between Europe and the UK. Reviewed on: 13th April 2021

Fantastic bank

So easy to use, excellent app. Would hate to return to my old bank! Reviewed on: 13th April 2021

Best bank ever

Everything all in one app 24.7 support chat team it’s the best bank ever. Reviewed on: 13th April 2021

No 1 my Monzo

Excellent service and always good costumer support Reviewed on: 13th April 2021

Easy

Friendly . Low charges , appt easy to use. Speed on transactions Reviewed on: 13th April 2021

Amazing App and Customer Services

Switching to Monzo has been the best decision I have ever made in terms of personal financial management. Having all my spending exposed to me on a daily basis has helped me manage my funds more carefully and put money aside for a rainy day. Reviewed on: 13th April 2021

Amazing bank

The only vank uve been with thats goes above and beyond for their customers even qhen my mental health qas at it lowest rhey cornices me to see if there qas anyways rhey could help me recommend to everyone Reviewed on: 13th April 2021

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