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Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19142 reviews)

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4.92

Based on 19,142 reviews, last reviewed 2nd Apr 2026

93500% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Customer service any issues have been dealt with quickly and can be easily accessed at a later date for reference. Reviewed on: 2nd April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19142)

By far the best thing since sliced bread

Honestly I can’t say enough good things about this. When you need someone they are there within minutes if not seconds, they deal with your issue in ways you never even thought possible putting you in the drivers seat and not the bank. I have no reason to use any other bank and not do you, give it a try. Reviewed on: 13th April 2021

Excellent bank

Very easy and convenient to use. Reviewed on: 13th April 2021

The best

123456789.123456789.123456789.1234567 Reviewed on: 13th April 2021

They're great!

Super easy to arrange your money into handy pots to save or spend, and really simple to set up and manage joint accounts. Can't think of a single bad thing to say! Reviewed on: 13th April 2021

Simply the Best

Been with them for a few years now. Premium user and I love it!!!! Reviewed on: 13th April 2021

Easy and simple to use

I’ve never visited an office, never had to stand in line, if I had issues it got resolved over chat or a phone call (and they got back to me), I can transfer money to my foreign accounts easily in-app, I get notifications if my spend in real-time, I can create money buckets which helps me allocate my cash easily. Almost all of which I mentioned above is absent in every mainstream British bank. Therefore I think Monzo is the best bank in the UK Reviewed on: 13th April 2021

Easy to use and easy to create savings pots

Easy to use always someone to talk to on live chat to help you with any questions overall I recommend monzo to anyone who wants an easy bank to use Reviewed on: 13th April 2021

There is always a quick response

I was with a bank for many years and found it increasingly difficult to contact them. I changed fully to Monzo last year as if there is ever a need to contact them, they respond very quickly. I travel a lot and feel reassured that if I have any issues they will always be available to help. I feel that I have complete control of my account with the app. Delighted that I took the leap to change. Reviewed on: 13th April 2021

Monzo is the shit

So good at everything, especially customer support! Reviewed on: 13th April 2021

Life changing!

Life changing bank!!!!!!!!!!!!!!!! Reviewed on: 13th April 2021

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