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Monzo: Current Account reviews

Name: Current Account
Rating: 4.93 (17226 reviews)

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4.92

Based on 17,226 reviews, last reviewed 14th Jan 2026

200% increase in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Best account to use It’s good for daily spending and good for budgeting. Reviewed on: 14th January 2026

Latest lowest rating:

1

I wanted to send £1000 to a friend in Dubai to buy C... I wanted to send £1000 to a friend in Dubai to buy Christmas presents for friends, Monzo flagged this a scam, I had about £25000 in my account. They a... Read more Reviewed on: 12th January 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current Account reviews (17226)

Review of the Monzo, Current Account:

Amazing company, amazing brand

Everything is so easy and fun with Monzo. I absolutely love it Reviewed on: 11th April 2023

I moved from another bank after over 20 years!

I moved from another bank (which I have also worked for for 24 years) five years ago and have never looked back. Monzo are leaps and bounds ahead of other high street banks. So efficient and easy to use features on the app. I actually get excited by banking. I tell everyone I know about the app and all the features and have recently upgraded to Monzo Max. Reviewed on: 14th April 2025

Great customer service & app is very user friendly.

Great customer service & app is very user friendly. Pots make money management very straightforward and great for budgeting. Requesting money from friends with links and splitting payments are also great features. Reviewed on: 14th April 2025

Very convenient, loved all the features

Very convenient, loved all the features Reviewed on: 14th April 2025

Great app and features.

Great app and features. Good accounts Reviewed on: 14th April 2025

So its a very stunning bank which provides me a very...

So its a very stunning bank which provides me a very quick banking services and about lending it always stand with me with its overdrafts and loans and quick payments made its a very excellent experience with Monzo literally thanks to monzo Reviewed on: 14th April 2025

Monzo is easy and simple to use!

Monzo is easy and simple to use! They have great app features and they’re a great bank. Reviewed on: 14th April 2025

Best digital bank experience I’ve ever had.

Best digital bank experience I’ve ever had. Easy and clean app interface makes my banking simple Reviewed on: 14th April 2025

I believe Monzo app is great, easy to use and I love...

I believe Monzo app is great, easy to use and I love the trends and targets, the tags as well help me to understand where I spend money, although tags can be enhanced in the basic service. However Monzo saving are not the best on the market, some competitors have better options and more choices. I would recommend Monzo to increase the product offerings for some more sophisticated customers. Reviewed on: 14th April 2025

Modern banking with Monzo

Monzo has changed the way I bank for the better, bringing banking into the modern day. Reviewed on: 14th April 2025

Easy to use

I like how easy Monzo is to use and the break down of my money. Reviewed on: 14th April 2025

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