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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18744 reviews)

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4.93

Based on 18,744 reviews, last reviewed 13th Mar 2026

49600% increase in 5 star reviews

in the past 90 days

900% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Not a bad word to be said I really enjoy banking with Monzo. I usually get a big standard bank account but the perks that Monzo offer are the real draw! Early paydays, better i... Read more Reviewed on: 13th March 2026

Latest lowest rating:

1

One of the badest bank you can ever bank with other... One of the badest bank you can ever bank with other bank are better tide bank is best to bank Reviewed on: 13th March 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18744)

Review of the Monzo, Current account:

Im very happy with my bank account as i got a lot of opportunities and the colors of the cards are looking very well

Im very happy with my bank account as i got a lot opportunities Reviewed on: 3rd March 2022

Customer service is excellent and the best bank serv...

Customer service is excellent and the best bank service I have had Reviewed on: 22nd January 2026

I am very impressed with Monzo.

I am very impressed with Monzo bank as it is very easy to save up and create sinking funds, it has great interest rates and you can also open an ISA with the. It is a great bank. Reviewed on: 22nd January 2026

Fast and easy to understand app.

Fast and easy to understand app. Regular and clear updates to products and services Reviewed on: 22nd January 2026

Monzo is a very slick app, you can have pots, check...

Monzo is a very slick app, you can have pots, check your mortgage and explore what over payments would do, track and trace pensions and investment at whatever risk level you feel comfortable with, you also have the opportunity to get a double payday!! I love Monzo it’s, realtime banking, if a payment is gone or due it tells you, clear honest banking. Reviewed on: 22nd January 2026

Monzo best bank

Good to help you save and easy to use. App is very user friendly Reviewed on: 22nd January 2026

Like how you can split bills, or request money.

Like how you can split bills, or request money. handy for when on holiday or big groups. Reviewed on: 22nd January 2026

Easy Banking

I was a bit worried using Monzo at first, How wrong was I. Exceptional bank, Exceptional customer service and to top it off no foreign transaction charges. Absolutely brilliant 10/10 Reviewed on: 22nd January 2026

Great all rounder

I can’t fault Monzo at all. It’s my favourite bank. I use it as a hub for all my banking and I love all the constant new features and clean design. I love how it helps to manage my money as well and the Perks tier is great value for money Reviewed on: 22nd January 2026

Monzo the bank for getting to grips with your finances

Monzo really makes looking after my finances easy and less intimidating. The layout is easy to navigate. It is simple to understand and makes me want to be better with my finances. The perks are great value for money. The initiatives like the 1p challenge and savings options are great and make banking interesting. Reviewed on: 22nd January 2026

Such an incredible, innovative bank.

Such an incredible, innovative bank. Great user interface and perks plan is well worth the monthly payment. Reviewed on: 21st January 2026

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