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Monzo: Current Account reviews

4.92
Based on 17,227 reviews, last reviewed 21st Jan 2026
50% increase in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Such an incredible, innovative bank. Such an incredible, innovative bank. Great user interface and perks plan is well worth the monthly payment. Reviewed on: 21st January 2026
Nam P's avatar
Nam P

Latest lowest rating:

1

I wanted to send £1000 to a friend in Dubai to buy C... I wanted to send £1000 to a friend in Dubai to buy Christmas presents for friends, Monzo flagged this a scam, I had about £25000 in my account. They a... Read more Reviewed on: 12th January 2026
Brian H's avatar
Brian H

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current Account reviews (17227)

Review of the Monzo, Current Account:

Amazing company, amazing brand

5
Everything is so easy and fun with Monzo. I absolutely love it Reviewed on: 11th April 2023

Easy to use

5
I like how easy Monzo is to use and the break down of my money. Reviewed on: 14th April 2025

Brilliant ive been using monzo for a while and its g...

5
Brilliant ive been using monzo for a while and its great Reviewed on: 14th April 2025

Great product easy to use lots of benefits

5
Great product easy to use lots of benefits Reviewed on: 14th April 2025

Best. Bank. Ever.

5
Monzo's clear and simple user interface and range of additional features and data make banking simple and rewarding. Reviewed on: 14th April 2025

Best ever service ...

5
Excellent service and received replacement card the next day Reviewed on: 14th April 2025

Excellent app service - great savings and current ac...

5
Excellent app service - great savings and current account product Reviewed on: 14th April 2025

My go-to bank

5
I have been using Monzo for my day-to-day banking for the past 4 years. I love how easy it is to request money, split bills, create savings pots and budgets. Plus it has a fun element to it, which makes it stand out form the other banks. Customer service, so far has always been helpful. Reviewed on: 14th April 2025

Monzo makes money easy

5
Extremely accessible banking - everything is at your fingertips and it’s a one stop shop for current accounts as well as investments, savings, and is fun to use. I don’t dread opening the app as I always have done with other banks, and I love it so much that even my 14 year old sister has got an account now to give her some financial freedom and financial literacy exceeding what I had at that age. Couldn’t praise them more. Reviewed on: 14th April 2025

I’ve been with Monzo since the beginning and they co...

5
I’ve been with Monzo since the beginning and they continue to provide a truly customer focused product and I’ve never had reason to be frustrated with them in all that time. Reviewed on: 14th April 2025

Great experience and user friendly

5
Great experience and user friendly Reviewed on: 14th April 2025

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